What about this type A that takes care of customers? Let's take a look at its guarantee content first:
You think that the A-type guarantee for taking care of customers is simple and there is no pit. In fact, there are still many shortcomings behind you that you haven't noticed. It is you who suffer:
1. Take care of yourself. A lack of traditional Chinese medicine protection.
Covering serious illness, moderate illness and mild illness has become a necessary guarantee for an excellent serious illness insurance, but Type A insurance that takes care of passengers only covers serious illness. Some friends may not be very clear about the protective effect of traditional Chinese medicine. You may or may not have it.
In fact, mild illness is a disease between mild illness and severe illness, which can increase the probability of claims, so this guarantee is still very important.
Take care of your illness. Paragraph a does not provide protection for total disability.
Take care of your illness. A only provides death protection, not total disability protection. You know, total disability is more stressful than death. It is a protracted war, and many ordinary families may not be able to afford long-term treatment, nutrition and nursing expenses.
From this point of view, the total disability protection is really important, and the protection content of item A is not comprehensive enough, which is really unfriendly to consumers. ......
3. Take care of the passengers. A has a long waiting period.
The shorter the waiting time, the faster the guarantee. The waiting period for critical illness insurance is 90 days, but the waiting period for taking care of passengers is longer, which is twice as long as the excellent one.
However, from the insurance company's point of view, setting the waiting period to 180 days is also for fear that someone will cheat insurance, and consumers can understand this behavior.
Through the above analysis, we have a certain understanding of the A mode of nursing in Ke Rong. It's really not that bad. For more information, you can click on this article: "Is Sunshine Ke Rong Care Worth Buying? A text tells you the answer. "
If you have the desire to buy Ke Rong nursing model, you'd better look at other products to see if you can really buy it. The specific comparison table is compiled here: "136 national universal critical illness insurance comparison table"
Of course, there are still many excellent products in the critical illness insurance market. If you are not very satisfied with Type A products, you may wish to refer to the products here, and you will always choose one that suits you: "The new definition of critical illness insurance pk is actually the ten most worth buying! 》
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