What are the risks of the auction house? How to avoid risks?
1, easy to transfer, but not easy to accept the house.
At present, auction houses are all online auctions. After buying it, the transfer of property rights is relatively easy. But buying it doesn't mean you can definitely live in it, because some houses have leases, which means they have to be fulfilled. Therefore, even if the auction is successful, you can't live in it until the lease expires. If you are renting a house for 20 years or 20 years, it is directly recommended not to sell it.
Even if there is no lease on the house, you may not be able to live in it if you photograph it, because the court is not responsible for vacating the house. If Lao Lai refuses to leave, or other creditors occupy the house, they can only take legal procedures to ask the other party to pay the house.
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Ways to avoid risks: make a field trip before buying a house to confirm whether the house has a lease, and don't buy a house with a long lease. Unless the price is really cheap, you can accept that you can't keep it after buying it.
2. There may be high taxes.
Legal auction houses also have to pay taxes, and most of the taxes and fees are paid by buyers. Their taxes and fees are actually similar to those of second-hand houses. However, some methods have higher taxes and fees, such as 5.6% tax on houses under 2 years, 20% personal income tax on houses donated by immediate family members, and high land value-added tax on properties under the company name. Some houses will even be as high as hundreds of thousands, and you need to calculate the taxes and fees yourself to see if it is cost-effective.
Ways to avoid risks: check the property right, house age and house ownership before buying. And estimate the possible taxes and fees before making a decision.
3. You may be in arrears with property fees and utilities.
The auction house may have been vacant for a long time before the auction, resulting in the property fees and utilities may not be paid for a long time, and this fee is basically paid by the buyer. If you owe too much, it's not worthwhile.
Ways to avoid risks: field investigation, residential property arrears investigation, water and electricity arrears investigation of relevant departments, comprehensive calculation of costs before deciding whether to buy.