Buy the existing house property certificate immediately after reaching a new house, and you can get it right away. If you apply for a new home loan, the bank will not deduct the title certificate but other title certificates, which are part of the land certificate. A normal house with a new house has two certificates: title certificate and land certificate. If it is a new house loan, other property certificates should be kept by the bank. If it is a one-time payment, you will have two complete certificates.
Before buying a new house, you should correctly estimate your personal strength and leave enough money for living. Make an adequate budget plan. Including: 1, correct estimation of personal assets and household disposable income 2, selection of suitable new house type, price and area. 3. Calculate all taxes and fees when buying a new house. 4. Carefully consider the property management fee of the new house. 5. Carefully estimate the repayment ability. 6. Make a budget for the renovation and maintenance of the new house.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!