Bank profile
Bathed in the spring breeze of reform and opening up, Huaxia Bank was born in Beijing on 1992 under the cordial care and guidance of chief designer Deng Xiaoping. 1995 Huaxia bank took the lead in implementing the shareholding system reform and became a national shareholding commercial bank. In September 2003, Huaxia Bank publicly issued shares and listed on the Shanghai Stock Exchange (stock code 6000 15), becoming the fifth listed bank in China. From June 5438 to 10, 2005, Huaxia Bank introduced strategic investors, and signed a share transfer agreement, a comprehensive long-term strategic cooperation agreement, a comprehensive technical support and assistance agreement, and a credit card business cooperation agreement with Deutsche Bank, which brought new opportunities for improving management capabilities and internationalization level. Huaxia Bank has achieved three historic leaps since 14.
As of June 5438+February 3, 20051day, Huaxia Bank has been established in Beijing, Shanghai, Guangzhou, Nanjing, Hangzhou, Jinan, Shenzhen, Kunming, Shenyang, Wuhan, Chongqing, Chengdu, Xi 'an, Urumqi, Taiyuan, Shijiazhuang, Dalian, Wenzhou, Qingdao, Fuzhou, Hohhot, Tianjin. In addition, Huaxia Bank has established agency business relations with 356 overseas banks, and established a settlement network covering major trading areas around the world.
Since 200 1, Huaxia Bank has put forward the idea of high-quality development, adhered to the coordinated development of quality, efficiency, speed and structure, continuously expanded its business scale and improved its profitability, and maintained a good momentum of sustained, stable and healthy development. In 2004, Huaxia Bank was rated as one of the most competitive enterprises in the financial and real estate industries of listed companies in China 10, and ranked among the top 500 banks in the world. In 2005, Huaxia Bank was also awarded the title of "China's most influential wealth enterprise". By the end of 2005, the bank's total assets reached 356 1.28 billion yuan, and the balance of various deposits and loans was 3 1.503 billion yuan and 233.688 billion yuan respectively. The net profit for the whole year of 2005 was1.28.9 billion yuan, an increase of 26.7% over the previous year.
Advanced management concept. Adhering to the business philosophy of "always adhere to the coordinated development of quality, efficiency, speed and structure", Huaxia Bank has steadily implemented the strategy of international transformation, intensified the reform of credit, capital, marketing, auditing, risk management and human resources, adhered to the principle of combining scientific and technological innovation with product innovation, strengthened information system management, information technology application and new product development, and strengthened the overall planning and management of innovation work throughout the bank. Increasing investment in science and technology, the development and promotion of integrated business systems, self-service banks and online banks have become an important support for bank electronization and formed a strong competitive advantage.
Strict risk management system. Huaxia Bank insists on operating according to law, builds an all-round and whole-process risk management system, strengthens the construction of risk management system, and cultivates strict, standardized, prudent and steady risk management concepts and good risk management culture. In accordance with the requirements of the principle of comprehensive risk management, a risk management committee and a risk management department are established to continuously monitor and manage credit risk, market risk and operational risk. A full-time credit approver system has been established to realize the specialization and professionalization of credit approval. A vertically managed audit system was established to ensure the independence, authority and effectiveness of audit supervision. Relying on a relatively complete comprehensive risk management system, the asset quality of Huaxia Bank has been continuously optimized.
Professional and personalized financial services. According to the principle of "customer-centered, market-oriented", Huaxia Bank has established three major customer marketing systems: companies, individuals and peers, explored the market in an all-round way, formulated unified customer service standards for the whole bank, adopted advanced electronic service means, and established a professional account manager team to provide customers with rich financial products and personalized financial services. Divide the market and customers, formulate different financial service plans according to the specific conditions of customers, and meet the various service needs of customers to the maximum extent. Huaxia Bank has many brand products represented by "Huaxia Internet" and "Huaxia Beauty Card", which enjoys a high reputation in the market and its market share is among the best in the industry.
People-oriented corporate culture. Adhere to the people-oriented core values of the enterprise, strive to condense the enterprise spirit, shape the enterprise image, improve the professional ethics of employees and cultivate outstanding talents through the construction of enterprise culture. Carry out the people-centered enterprise management mode, and advocate the corporate culture of service, care, understanding, attention, dependence, respect and cultivation. Give full play to the enthusiasm of all employees, constantly improve various democratic management systems, strive to create a harmonious working environment and atmosphere, and create a career development platform for employees, so that every employee can give full play to his talents, show his self-worth and grow together with Huaxia Bank.
The glorious duty entrusted to us by history is to continuously push forward Huaxia Bank's cause, provide quality services to customers, provide higher returns to shareholders and make greater contributions to China's financial reform and development. Facing the new development opportunities and challenges, Huaxia Bank will take Theory of Three Represents as the guide, adhere to Scientific Outlook on Development, keep pace with the times, blaze new trails, operate steadily, standardize management, unswervingly follow the road of quality development, and strive to build a modern financial enterprise with sufficient capital, strict internal control, safe operation, high quality service and high efficiency. I believe that the wisdom and hard work of China people will definitely create a bright future for your life!