1. Take the first suite as an example, the minimum down payment for a new house with a purchase area of not more than 90 square meters can reach 20%; 2. In the case of the second suite, the minimum down payment for purchasing the property is 60%; 3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price; 4. In other cases, the minimum down payment is 30%; 5. Foreigners buy the first suite, and there is no room or loan in the local city or 1 suite, and the loan is paid off to buy a house in Beihai restricted area. The down payment ratio of commercial loans is 30%; If there are 1 apartment in the local city and the loan has not been paid off (the local apartment and the national loan are recognized, and the above situation is regarded as the second apartment), the down payment ratio of commercial loans is 40%. If 1 house has been purchased in the restricted area of Beihai, it is not allowed to buy a house in the restricted area.
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