If the user doesn't want to return the uncompleted residential flats, he needs to cancel the property sale relationship with the developer, ask the other party to return the purchase price, and then cancel the mortgage contract with the bank. Users can't stop repaying loans without canceling the real estate sales contract and loan contract, and unilaterally stopping repayment is a breach of contract. If loans overdue fails to repay the default interest and credit record, the bank may dispose of the mortgaged property according to the contract, or recover the loan by disposing of the lender's other property. If the circumstances are serious, the bank will submit it to the judicial department for handling, which shall prevail.
Tips: The above information is for reference only. Please consult the loan handling bank or lawyer for details, and the official reply of the loan handling bank shall prevail.
Reply time: 2020- 12-0 1. Please refer to the latest business changes announced by Ping An Bank in official website.
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