Planning is the premise.
Since the citizen Xiao Wang decided to buy a house, he has been paying attention to the property market information, watching the property market from websites, newspapers, television and other media, and going to the major sales departments to inquire about the price. Sometimes when I go to the sales department, the sales girl mistakenly thinks that he is an insider to explore the market. When Xiao Wang talks about the property market, he seems to be a professional in the news and knowledge of the property market.
The insiders believe that for the real estate market with asymmetric information between buyers and sellers, consumers will take the initiative to narrow the information gap, which will always reduce the probability of blind purchase or being deceived.
Where is the best house? Where is the best house for you? Property buyers often encounter such problems. Even if the same question is put on different buyers, there will be different answers. Insiders said that in fact, property buyers should ask themselves why they want to buy a house. What kind of house do you need? Think clearly about these two aspects, and then make plans according to your own income, expenditure and other actual conditions to avoid causing excessive burden, so as to determine the most suitable real estate and meet your own living needs. Rational and planned consumption is the premise of buying a house.
In addition, with a clear purpose of buying a house, the next step is to rationally allocate funds for buying a house. Insiders suggest that if mortgage to buy a house, don't use all the funds for down payment, at least 1/3 of the funds should be set aside for monthly payment or renovation. Because mortgage to buy a house's expenditure is roughly divided into three parts, down payment, monthly payment, decoration, especially the renovation of new houses is also a big expense.
Be good at giving up "chicken ribs"
After finishing your homework, you need to go to the real estate site to see the house. Seemingly ordinary things, in fact, hide a lot of mystery, not so simple.
Recently, Xiao Yuan's girlfriend urged Xiao Yuan to get married. The original plan to buy a house early next year was suddenly advanced. This not only broke a small original plan, but also forced me to make a decision in a short time.
Although Xiao Yuan wants to buy a house very much, he has made no progress in this respect. Since every property has to be inspected on the spot, he hasn't run less recently. There are many dishes to see, and the available time is very limited, so it is a "catch-up" to see the house. "I didn't pay attention to many details and key issues. In the end, I didn't even have direction. I am very confused and don't know how to choose. " Xiao Yuan said.
The fear of buying a house is impatience. It is not uncommon for buyers like Xiao Yuan to look around. The increase in the number of houses does not mean the improvement of the quality of houses, but sometimes it is difficult to choose because of physical and mental fatigue. Insiders pointed out that it is best not to "rush" to buy a house like a small piece.
After determining the property you want to buy, you may not be able to buy your favorite house. Sometimes the follow-up housing has not yet been launched, and some "chicken ribs" housing with poor floors and unsatisfactory room types are on sale. At this time, you should learn to say "no". Insiders suggest that these "chicken ribs" houses should be abandoned without hesitation.
Pay more attention to the model house.
Now there are generally two kinds of sales model houses, one is set in the board room area near the sales department, and the other is set in the real estate site. Generally speaking, the model house located in the real estate site is less likely to be deformed, while the model house located in the board house area has the possibility of "enlarging the house". So when you look at the model houses, you should pay more attention to the model houses in the board house area. After reading the model house in the board house area, we must make a field trip to the model house of the real estate. Looking at a model house depends not only on a well-decorated house, but also on a well-decorated house. The ugly embryo room can't fit in. Although the blank house is not good-looking, it is convenient for you to observe the quality of the real estate and eliminate the hidden dangers of big quality problems in the future.
Be careful when signing a house purchase contract.
After selecting the residential area, apartment type and floor, the next step is to sign the purchase contract, and after signing the purchase contract, the big event of buying a house will be settled. So, what do you need to pay attention to when signing a house purchase contract?
Know who is the subject of the contract and who to sign the contract with. If the contract is signed by the wrong person, the contract is invalid. Property buyers should sign contracts with the developers of the corresponding projects. According to industry insiders, sometimes people who sign contracts on behalf of developers are not legal representatives. Therefore, before signing a contract, it is best for buyers to find out whether the person signing on behalf of the developer is a legal representative, and if not, whether they hold a "power of attorney". Otherwise, the signature of this person is invalid, and it is most important to pay attention to whether the official seal on the contract is correct.
Buyers can also propose supplementary agreements. According to industry insiders, many developers will take the initiative to show supplementary contracts to buyers when signing contracts with them. It is mainly to explain the liability of exemption from compensation for failure to hand over the house on time for some specific reasons and under what circumstances the error rate of area measurement is too different. Therefore, property buyers should also write every specific time, specific place, specific materials and the verbal commitment of developers into the contract.
In addition, after the signing of the purchase contract, you can't sit back and relax. According to industry insiders, buyers should also pay attention to the delivery process. When the developer informs you to handle the handover procedures, you must carefully check your house, because sometimes there will still be some quality problems.
(The above answers were published on 20 17-03-20. Please refer to the actual situation for the current purchase policy. )
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