"Non-tax agency" is an intermediate business of banks, and collecting agency fees is only one of the links. In other words, "obtaining the qualification of non-tax agency of the central government" is not its main purpose, but obtaining social welfare after obtaining the qualification. For banks that have not been approved by the financial department, it is basically impossible for financial issuance management institutions to establish business relations with them.
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Paying off the mortgage in advance by ICBC can shorten the service life, but I need to go to any branch of the nearest issuing bank to handle this business in person.
Specific procedures for prepayment: First of all, according to the relevant regulations of banks, customers should make prepayment by submitting a written application to the relevant banks at least one week to one month in advance and agreeing with them on a specific repayment date. Then the customer needs to bring his ID card and the loan contract signed with the bank according to the agreed date. I personally go to the bank to fill out the loan application form and the loan agreement in advance. After deducting the loan principal and interest, you can repay in the loan account, and the bank will automatically deduct the money. Generally speaking, banks have no restrictions on the amount of mortgage loans, and customers can choose to repay in whole or in part at one time.
Common methods for handling debit or savings cards:
1. Apply for a bank card. The general rule for all banks to apply for a bank card is 18 years old. To get a bank card, you must do it yourself. No one else can do it for you.
2. When handling a bank card, you must bring your valid ID. Nowadays, the second-generation ID card is generally used, which has the function of electronic identification.
3. Bank staff can only apply for bank cards, usually debit cards or savings cards, after verifying their own information. This card has no overdraft function. You need to enter a password, usually six digits. It is recommended that you enter a number that you can easily remember, but be careful not to enter your ID number or telephone number. Using these numbers can easily reveal personal data, resulting in information insecurity.
4. Now it is more convenient to apply for a bank card by binding the mobile phone number and opening online business.
5. After handling the mobile bank card business, you need to confirm the activation on the mobile phone side. After that, if you have financial business, you can operate it on your mobile phone (you don't need to go to the relevant bank to save time and cost).
6. Now some banks have the business of handling bank cards for children. However, it needs to be bound with an adult bank card (used as an accessory card). When handling this kind of bank card, children and guardians need to go to the bank together (get the household registration book).