How to check the insurance policy?

Insurance policy is actually the abbreviation of insurance policy, which is the written evidence of the establishment of insurance contract. According to the provisions of China's insurance law, the issuance of an insurance policy does not determine the establishment of an insurance policy. As long as the insured and the insurance company have an agreement on the contents of the insurance policy and sign a contract, the insurance policy will be established. Even if the insurance policy has not been issued at this time, the insured is still liable for compensation. Unless otherwise agreed by both parties in the contract, the insurance contract shall take effect from the date of issuance of the insurance policy. Next, Bian Xiao will introduce the inquiry method of insurance policy.

1, desk consultation

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First of all, the most traditional way is to check at the counter. The applicant can go to the counter of the local insurance company with his personal certificate and ask the staff to inquire. This inquiry method is suitable for middle-aged and elderly people, but not for insurance inquiry, because he needs to go out and handle it himself. But if other business is needed, counter inquiry is a more suitable inquiry method.

2. Telephone enquiry

Compared with the traditional counter inquiry, telephone inquiry is a way. On the one hand, it can avoid the trouble of queuing and save a lot of time, on the other hand, it can be completed quickly without going out. Generally, you can make a telephone inquiry through your ID number or the details of the insured.

3, HowNet query

In addition to the first two methods, you can also inquire through online consultation. Usually, commercial insurance companies will provide online consulting services. How to search online is different for every company. You can call the company service hotline for consultation.