National Student Loan Call Center Tel: 95593; Customer service hotline of China Development Bank: 86- 10-68306688. As the loan for college students' origin is also handled by China Development Bank, applicants can call the bank's customer service hotline 0 10-68306688 for information about the loan and the materials and conditions required for the loan.
Student-origin student loans generally refer to national student loans, which are bank loans led by the government, subsidized by the government, jointly compensated by finance and universities, and jointly operated by banks, education administrative departments and universities to help poor students in colleges and universities.
Borrowing students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time, repay in installments after graduation, and bear relevant legal responsibilities.
Loan form
There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
If the borrower fails to repay the loan according to the time limit and amount agreed in the repayment agreement signed with the handling bank, his breach of contract will be recorded in the credit information system of financial institutions (if it is overdue for three months in a row, it will be recorded in the bad record of the personal credit information system of the bank), and the mortgage will not be approved.
compensation policy
College graduates can enjoy tuition compensation and national student loan policy when they join the army. The amount of compensation for tuition fees or principal and interest of national student loans per academic year shall not exceed 6000 yuan; If the tuition fees actually paid by graduates or the principal and interest of national student loans are higher than 6000 yuan, compensation or compensation shall be made according to the amount of 6000 yuan per year; Less than 6000 yuan, in accordance with the principle of high tuition fees and national student loans, compensation or compensation.
The specific standards for tuition compensation and loan compensation during school before enlistment are the same as those for fresh graduates. At the same time, the state gives tuition subsidies to college students who apply for retirement and resumption of study. The maximum tuition fee is 6,000 yuan, and the annual tuition fee is 6,000 yuan, and the actual subsidy is less than 6,000 yuan.
The student loan shall be subject to the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and shall not go up. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians). The interest actually repaid by students after graduation shall be implemented according to the interest rate of the same period of the year.
ICBC mortgage, bank 95588 calls to confirm the information, which step is this?
Calling the loan bank for confirmation information is generally the process of going to the bank for approval. The general loan application is submitted by the developer to the bank, and the bank undertakes the examination and approval of the loan qualification. The approved loan shall be examined and approved by the bank, and the mortgage shall be followed up.
Please check the loan approval progress of China Industrial and Commercial Bank in the following ways:
1. Computer use: Please log in to ICBC Online Banking and select the function of "Collection-Loan-My Loan-Loan Application Result Query"; Windows7
2. Mobile phone use: Please log in to ICBC Mobile Banking and select the function of "Collection-Loan-My Loan-Query Loan Application Result".
Operating environment: glory 30QQ browser version 10.7.5.8034.
Tip:
If the loan materials you submit are complete and meet the loan conditions of China Industrial and Commercial Bank, you can generally complete the loan approval within 2 working days. The specific lending time is subject to the actual situation. For specific consultation, you can contact the loan handling outlets.
1. What is the longest term of ICBC's personal housing mortgage comprehensive consumer loan?
The term of housing mortgage loan depends on the purpose of repayment:
1. If a house is purchased with a mortgage loan, the first-hand house loan shall not exceed 30 years, and the borrower and loan term shall not exceed 70 years; The longest loan for commercial housing shall not exceed 10 year, and the longest term of the borrower and loan shall not exceed 70 years; The sum of the second-hand housing loan term and fixed number of years shall not exceed 35 years, the longest loan term shall be 30 years, and the borrower and loan term shall not exceed 70 years; The term of the Commodity House is the same as that of the Commodity House.
2. For enterprises, the longest loan period is 5 years.
Two. How long does it take ICBC to approve the mortgage?
After approval, we will usually call you back within 3 working days, and then the bank will call you and tell you when to go to the Housing Authority for mortgage registration, and then the mortgage bank will lend you your collection card within 2 working days.
Three. The loan process is as follows:
The term of mortgage or mortgage loan is usually one month. If there are many bank borrowers, the application time may be delayed to one and a half months or even two months.
Loan preparation materials: the lender's (husband and wife's) ID card, household registration book, marriage certificate, income certificate, bank statement, real estate license, land certificate, and the bank's credit investigation on the lender (husband and wife).
After the data is submitted to the bank, the risk control department of the bank will pay a return visit. Call back is usually a company fixed phone or personal phone.
Operating environment: ASUS s5 100ugoogle version 90.0.4430.85.
Will you call if the loan is unsuccessful?
What I want to say here is that refusing a loan cannot be based on whether there is a call back. After all, not all lending institutions will call back. The following is divided into two situations:
1, mortgage, car loan and other large loans from banks.
Basically, I will call back to verify some information of the borrower, but even if I call, I will arrange the return visit order according to the amount of the return visit that day. The specific call time is uncertain. Anyway, the borrower has not received a phone call at present. As long as I have not received a notice of refusing the loan, I will keep the phone open at any time.
2. Loans from lending institutions are like some online loans.
After submitting the application, most of these loans are automatically reviewed by the system, and the results will be given within half an hour. There is no telephone call for a return visit. After all, this kind of loan does not need to submit complicated information. Fill in the borrower's basic information when applying, as long as you submit your valid ID card and bank card, you don't need to call back for confirmation.
However, if the loan progress is still being reviewed for more than half an hour, the borrower will be ready to answer the phone. Similarly, this call is made in sequence, generally not more than 48 hours. The borrower just needs to wait patiently. What we should pay attention to is whether the loan can be successful after receiving the call, or whether we have to wait for the final audit result.
If you are not clear about your debt and online loan data, you can get an online loan big data report from Beijian Express, which contains detailed online loan application records, overdue details, blacklists and other data.
Extended data:
What questions does the online loan call back to ask?
When handling online loans, if you receive a return call from the platform, the other party is likely to ask some related questions based on the information submitted before. First of all, you usually ask, "Is this Mr/Ms XX?" After answering "yes", you will be asked to report your ID number and mobile phone number. Then you will ask about the work unit and address, the purpose of the loan funds and so on.
According to the content of the answer, the platform compares with the previously submitted information to confirm that the submitted information is true and accurate, and also clarifies the purpose of the loan. If it is confirmed to be within the prescribed scope of use, loan funds will be issued to qualified and approved loans.
Pay attention to keep the phone open after applying for online loan, so as not to miss the return call of the platform, which will lead to the rejection of the loan application; When answering the questions raised by the platform, you should also answer them truthfully, and don't differ from the information submitted before; At the same time, pay attention to enunciate clearly, and don't hesitate and be vague.
What's the customer service phone number of the credit loan?
Rural credit cooperatives: 96596
The telephone number of credit loans is different for each bank, and only rural credit cooperatives have a unified telephone number. Although rural credit cooperatives do not have a special loan telephone number, users can call the national unified customer service telephone number set up by rural credit cooperatives for consultation. After getting through the customer service phone, you can directly turn to the 0 key for manual service consultation, or you can log in to a rural credit cooperative in official website to inquire.
Here is a description of the credit loan telephone numbers of other banks.
1, the telephone number of Ping An Bank's credit loan is 955 1 1, which is a national unified telephone number.
2. loan: 0538-86 1 1-9289, which is a quick loan diversion app developed and operated by Guangdong hexiang technology co., ltd.
3. China Merchants Bank 800-820-5555
4. Bank of China 800-820-5288
5. China Construction Bank 800-820-0588
6. Agricultural Bank of China 800-8 19-5599
7. Bank of Communications 800-988-8888
8. China CITIC Bank 800-999-5558
9. Minsheng Bank 800-8 10-8008
10, Shanghai Pudong Development Bank 800-820-8788
The following are national calls.
1 1, Industrial Bank 9556 1
12, Industrial and Commercial Bank of China 95588.
13, Bank of China 95566
14, China Construction Bank 95533
15, Industrial and Commercial Bank of China 95588
16, China citic bank 95558
17, Agricultural Bank of China 95599
18, Minsheng Bank 95568
19, China everbright bank 95595
20. Bank of Communications 95559
2 1, Guangfa Bank 95508
22. Shanghai Pudong Development Bank 95528
23. Shenzhen Development Bank 9550 1
24. Huaxia Bank 95577
25. Industrial Bank 9556 1
This concludes the introduction of loan confirmation telephone and loan audit telephone. I wonder if you have found the information you need from them?