Vehicle insurance, namely motor vehicle insurance, referred to as auto insurance, also known as auto insurance. It refers to a kind of commercial insurance that bears the responsibility for personal injury or property loss caused by natural disasters or accidents. Automobile insurance is a kind of property insurance. In the field of property insurance, automobile insurance is a relatively young type of insurance, which is due to the emergence and development of automobile insurance with the emergence and popularization of automobiles. At the same time, different from modern motor vehicle insurance, in the initial stage of automobile insurance, the third party liability insurance is the main risk, and it gradually extends to risks such as body collision loss.
A kind of insurance widely carried out in China is the insurance that takes automobiles, trams, battery cars, motorcycles, tractors and other motor vehicles as the subject matter of automobile insurance. Vehicle insurance can be divided into commercial insurance and compulsory insurance. Commercial insurance includes vehicle main insurance and additional insurance.
The main risks of commercial insurance include vehicle loss insurance, third party liability insurance, vehicle personnel liability insurance and vehicle theft and rescue. Motor vehicle loss insurance covers the insured vehicle against natural disasters or accidents within the scope of insurance, resulting in the loss of the insured vehicle itself, and the insurer shall make compensation in accordance with the provisions of the insurance contract. Motor vehicle third-party liability insurance, for the insured or its allowed qualified drivers in the process of using the insured vehicle, causing personal injury or property losses to a third party, the amount that should be paid by the insured according to law is also compensated by the insurance company.
Vehicle insurance information query methods are:
1, check with the vehicle management office. The owner can bring the driving license and ID card to the vehicle management office to inquire about the insurance information of the vehicle;
2. The insurance company asked. Car owners can check insurance information at the insurance company outlets;
3. Online inquiry. Insurance companies generally have official website and mobile apps, and car owners can log in to inquire about relevant information;
4. Telephone inquiry. Car owners can call the customer service phone of the insurance company to inquire about auto insurance information.
In addition, if the owner's auto insurance is about to expire, the insurance company will notify in advance.
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