1, loan application.
2. Legally valid identity documents (referring to resident identity cards, household registration books, military officers' cards, home visits for Hong Kong and Macao compatriots or other valid residence documents).
3, proof of marital status (marriage certificate or divorce certificate, unmarried people signed a unified format of unmarried statement).
4. Proof of down payment for the purchased house.
5. Original or photocopy of the economic income certificate approved by the lender (including the borrower's family income, tax payment certificate, bank statement, bank passbook, securities, etc.). ).
6, the purchase of housing contracts, agreements or other valid documents.
7. List of mortgage (pledge) secured by the loan, certificate of ownership, certificate of consent of the person who has the right to dispose of the mortgage (pledge), and collateral valuation documents.
8. The guarantor agrees to provide written documents and credit certificates for the guarantor.
9. Authorize the lender to inquire about the personal credit information system of the People's Bank of China and record the relevant documents of the inquiry results.
10. Other information required by the lender.
1 1. Materials required for foreign loans (all foreign language materials must be translated by a regular domestic translation company and stamped with the official seal of the translation company):
(1) Passport and foreigner's residence permit (Taiwan Province citizens provide ID cards, Taiwan compatriots' cards or home visit cards, and Hong Kong and Macao compatriots provide ID cards and travel cards).
(2) Work certificate.
(3) Personal income tax payment certificate (if the company is registered in other places, the company's business license, work certificate and income certificate must be notarized by the notary office of the company's registered place; If the company is abroad, its work certificate and income certificate must be certified by our local embassy).
Due to differences in business in individual regions, please consult our acceptance outlets or call our customer service hotline 95566 for details (please call +86 10-95566 for overseas, Hong Kong, Macao and Taiwan regions).
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.