1. The interest rate for short-term loans (within six months) is 4.35%.
2. The interest rate of short-term loans (six months to one year) is 4.35%.
3. The interest rate for medium and long-term loans (one to three years) is 4.75%.
4. The interest rate for medium and long-term loans (three to five years) is 4.75%.
5. The interest rate for medium and long-term loans (over five years) is 4.9%.