Asset business: short-term, medium-term and long-term RMB foreign exchange current loans and fixed assets loans; Foreign exchange refinancing; Housing development loans; Special purpose loans; Consumer loans (automobile consumption loans; Personal large loans for durable consumer goods; Personal housing loan); Entrusted loans and special loans; Discounting bills; Subscribe for national debt and policy financial bonds; Inter-bank RMB and foreign exchange loans; Project loan evaluation and credit rating;
Intermediate business: RMB cash settlement and transfer settlement; International settlement; Agency business (3) collection and payment; Acting as an agent for the issuance, settlement, payment and custody of corporate bonds, stocks, government bonds and other securities; Spot gold trading, transaction settlement, physical delivery, gold leasing and gold project financing; Gold settlement and trading; Issuing financial bonds as an agent; Insurance agency business; Acting as an agent to keep securities and valuables; Rent a safe; Acting as an agent for policy financial business or other financial institutions. ); Renminbi and foreign exchange bank card business; Information consulting business (credit investigation; Asset evaluation; Financial information consultation; Industry information network service; RMB certificate of deposit issuance); Foreign exchange intermediary business (issuing import letters of credit; Import collection; Remittance remittance; Letter of credit notice; Negotiation; Collection; Remittance; Foreign exchange settlement; Selling foreign exchange; Traveler's checks; Acting as an agent for foreign exchange transactions; Acceptance and discount of foreign exchange bills; Foreign exchange guarantee; Foreign exchange deposit certificate; A) Acting as an agent to issue foreign currency securities other than stocks; Acting as an agent to buy and sell foreign currency securities other than stocks; Foreign currency exchange; Open a working capital account for projects funded by financial institutions); Financing and performance guarantee business; Commercial banking (financing consultant and syndicated loan arrangement; Corporate financial consultant; Overseas listing of enterprises) personal financial services; Management, custody and sales of investment funds; Other entrusted and entrusted asset management; Intermediate business such as enterprise credit rating.
China Industrial and Commercial Bank was established in 1984 65438+ 10/month, with its headquarters in Beijing. It is a professional bank independent of the People's Bank of China, and the People's Bank of China specializes in the functions of the central bank. China Industrial and Commercial Bank is one of the four central banks, the largest bank in the world by market value and one of the top 500 enterprises in the world.
As the largest commercial bank in China, China Industrial and Commercial Bank has stepped into the track of coordinated development of quality, efficiency and scale after 29 years of reform and development. By the end of 20 10, ICBC's total assets were about134,586.22 billion yuan, and its current total market value was about143,447 billion yuan, ranking first among listed banks in the world. The three-dimensional e-banking service system of ICBC, which consists of self-service banking, telephone banking, mobile banking and online banking, is becoming more and more mature, and the transaction volume of e-banking business is growing rapidly.