The second is self-service inquiry machine inquiry.
The third is the online inquiry of the Credit Information Center of China People's Bank.
Operating environment: Windows 10 home Chinese version xiaoxianpro14hu2021.
Go to the branches of the People's Bank of China for on-site inquiry first.
You can query yourself or entrust others to query, and you can get the results on the same day.
1. For personal inquiry, you need to bring the original and 1 copy of your valid ID card, fill in the Application Form for Personal Inquiry of Personal Credit Report at the inquiry outlet and submit the inquiry application.
2. If you entrust others to inquire about personal credit reports or go to the inquiry point to inquire about personal credit reports on the spot, the client shall provide the original valid identity documents of yourself and the client and the notarized power of attorney, fill out the Application Form for Inquiring about Personal Credit Reports, and keep copies of the valid identity documents of the client and the agent and the notarized original power of attorney for future reference.
Second, the self-service query machine query
1, operation flow
First of all, put the valid personal identity documents in the "second-generation ID card swipe office" of the credit record self-service inquiry machine. The system collects the face image of the inquirer on the spot, and then automatically compares the "certificate photo" with the "scene photo". If the comparison results are consistent, enter the mobile phone number of the inquirer according to the page prompt, and click the agree button after confirmation. The system will automatically print out the personal credit report of the inquirer.
Third, online inquiry.
I. Registration and Login of Personal Credit Information System
Log in to official website, Credit Information Center of China People's Bank, and enter the home page-Internet personal credit information service platform. Click "Start Now" and follow the prompts to complete the registration of new users. You can log in immediately after you complete the registration.
Second, choose the credit verification method.
After logging in successfully, you can choose the verification method that suits you: bank card verification, digital certificate verification or question verification. Among them, the first two ways can feed back the authentication results in real time, and the third way will feed back after 24 hours.
Third, query the credit report according to the identity verification code.
After selecting any verification method to submit, the mobile phone number at the time of registration will receive a short message containing "identity verification" (when the multiple-choice questions in the pro-test pass the verification, a short message containing the identity verification code will be received about 6-7 hours after submission). On the information service-obtaining user information page, select credit information and fill in the identity verification code. After submission, you can see personal tips, summaries or detailed personal credit reports.
The identity verification code should be properly kept, and it needs to be reapplied if it is lost or expired. The verification code is valid for 7 natural days, and the expired platform will be automatically cleaned up. Therefore, applicants should log in to check the results in time. The receiving time of identity verification code SMS is influenced by many factors, which is subject to the actual situation.