When buying commercial insurance, women should pay attention to their age, physical fitness, family situation, income level and other factors to decide which insurance products to buy. If you are too lazy to look at the analysis and want to find the answer directly, you can look at this list I have compiled:
20-30 years old, most women's economic income is not high, after all, they have just worked, so it is recommended that women at this stage buy critical illness insurance and accident insurance. The premium for buying critical illness insurance at this age will not be too high. At the same time, you can also choose to buy regular critical illness insurance, for example, until you are 60 years old, you only need about 1000 yuan a year; Or buy a low-income life-long critical illness insurance, and buy a life-long critical illness insurance with a coverage of 65438+ 10,000, which is also about 1000. I made a comparative analysis of the current popular critical illness insurance and compiled a list of critical illness insurance suitable for women of this age. What are some good accident insurance recommendations? Top 20 quality accident insurance in 2020!
Young women are an unexpected high-risk group, so accident insurance is necessary. Tens of thousands of dollars to buy an accident insurance is very cheap.
By the age of 30-45, most of them are married and become one of the main sources of family income. It is time to buy critical illness insurance and life insurance. Of course, if you are not the first source of income for your family, buying life insurance can reduce the insured amount. However, the coverage of critical illness insurance cannot be bought at a low price. Because women are prone to major diseases such as cervical cancer and breast cancer at this time, after you buy critical illness insurance, when a major disease occurs, the insurance company will give you an agreed amount of insurance at one time, and you can use this money to get better treatment.
In the age group over 45, if a friend has critical illness insurance, he should buy it as soon as possible. Because you are over 50 years old, it is not only expensive but also difficult to buy critical illness insurance. Women of this age are prone to illness, and all the functions of the body are slowly weakening. Therefore, we must increase the expenditure of medical insurance premiums and buy some large medical insurance, such as millions of medical insurance. The following is a list of millions of medical insurance for people over 45: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
Interested parties can have a look.