1. Minimum payment period: The minimum payment period of Ping An Wisdom Star universal insurance for children is 10 year. If the premium paid in advance is less than 5,000 yuan (inclusive), it must be paid at least 10 year.
2. Advance premium requirements: When the advance premium is more than 5,000 yuan, 50,000 yuan must be paid. If it is not paid within the extension period (two years), the policy is invalid.
3. Flexible payment period: The payment period of Ping An Wisdom Star Universal Insurance can be flexibly selected, which can be 10 years, 15 years or even 20 years.
4. Age limit: 0-3 years old children, minimum payment period 15 years; For children aged 4- 17, the payment period can be 10, but the payment must be made to 18.
5. Fee deduction: 50% of the fee will be deducted from the universal insurance payment in the first year, 25% in the second year and 15% in the third year. In addition, the guarantee fees of main insurance and additional insurance will be deducted every year, and the deduction is lifelong, and the amount of deduction will be more with the growth of age. To sum up, the payment period of Ping An Wisdom Star universal insurance depends on the choice of the insured and the actual situation. It is recommended to consult the official or professional insurance consultant of Ping An Insurance for accurate information.