Before entering the in-depth evaluation of old-age security accompanied by Fulu, we can first understand the relevant knowledge points of insurance: before buying insurance, we must first understand these key knowledge points!
The essence of Fulu's accompanying endowment insurance is as follows:
People born more than 28 days and under 70 years old have the opportunity to use Fulu to insure the old-age security. This product has three guarantee periods, which are the effective date of the year when the insured reaches the age of 60/70/80.
Consumers can choose to pay the premium in batches or in advance when using Fulu to insure the old-age security.
During the insurance period, Fulu's company with old-age security can provide death protection for the insured. If the insured does not die at the expiration of the insurance period, he can receive the due insurance money.
In addition, the endowment insurance attached by Fulu also covers the conversion of annuity rights and interests, loans and other rights and interests.
Regarding the old-age security with Fulu, this article is more detailed: Is it worth buying two copies of all-insurance with Fulu? Read this article!
The highlight of Fulu's accompanying pension security is that there are many options for premium payment, and consumers can choose one of the payment methods of 5/10/20/30 years. In this way, the old-age security accompanied by rich roads can meet the payment demand habits of different consumers.
However, there are also some shortcomings in the old-age security accompanied by Fulu, that is, like most old-age security, this product does not provide total disability protection, and it is impossible to pay the total disability insurance money to the insured when he reaches the state of total disability and reaches the compensation standard, and it is also impossible for the insured to obtain the means to transfer the economic risks brought by total disability.
Finally, you can go here and learn more about the old-age security: the salesman will definitely not tell you about endowment assurance!
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