1. What is microfinance?
Microfinance is a comprehensive consumer loan with individuals or enterprises as the core, and the loan amount is generally between 1 10,000 yuan and 200,000 yuan. Microfinance is different from traditional loans. Small loans are generally not carried out in banks, and individuals contact relevant small loan companies to handle them. Microfinance is an extension of microfinance in technology and practical application. China's microfinance mainly serves agriculture, rural areas and small and medium-sized enterprises. The establishment of micro-loan companies reasonably pooled some private funds, standardized the private lending market, and effectively solved the financing problem of small and medium-sized enterprises in agriculture, rural areas and farmers. Personal small loans for office workers generally range from 1 10,000-50,000 yuan. Most of them do not need collateral, but the credit and information review is strict.
Second, the main business of Jinning Tonghe Small Loan
Jinning Tonghe Microfinance Co., Ltd. is located in the north of Dongxi Street, Jincheng Town, Jinning County, Kunming. It was incorporated in Jinning County Market Supervision Administration on July 20 10 with a registered capital of RMB 3 1.55 million. During the eleven years of the company's development, we have been providing customers with good products and technical support and perfect after-sales service. The company mainly deals in all kinds of small loans in Jinning County, providing consulting services for the development, management and financing of small enterprises in Jinning County, with good products and professional sales and technical team.
As can be seen from the above, Jinning Tonghe Small Loan is a formal small loan company, which is more formal and small loan, and will not cause great pressure on users. When applying for a loan, users must pay attention to whether the company has protection for themselves. Users should also repay the loan in time to avoid the adverse effects brought by loans overdue.