It is understood that Everbright Salary Loan is actually a loan product jointly operated by Everbright Xinglong Trust Co., Ltd. and Xiaoying Pratt & Whitney. It has been online for a long time, and the payment rate has been maintained very well. There will be news of water release from time to time. In fact, the application process of Everbright Salary Loan is similar to that of Xiaoyin Credit Card Loan, and the required certification materials and application qualifications are also shared with Xiaoyin Credit Card Loan. Therefore, users who used to have a small silver credit card in loans overdue basically don't have to try it, and will definitely be rejected. If you are a user who repays on time, there is still a great chance that you can apply successfully.
At present, the maximum application amount of Everbright's wage loan is 50,000 yuan, and the longest service period can reach 12 months. In terms of loan interest, according to the test, taking 30,000 applications 1 1 yuan as an example, the monthly repayment amount is about 29 1.265438+. Please refer to the specific rates. The application conditions that the borrower needs to meet are that the real-name registration system mobile phone has been used normally for more than 6 months, and big data and personal credit information are good. There is no telephone return visit during the application process, and the whole process is automatically approved by the system. If there is a withdrawal limit after approval, it can or can be paid soon, and it can be completed as soon as possible from application to the next payment.
Finally, what Bian Xiao wants to say is that the credit products under the bank must have higher requirements for credit reporting, and they will definitely check the credit reporting. Friends with bad personal credit or bad big data can improve their credit before applying. Know the product details in detail before applying, and evaluate whether this service is needed and the repayment ability of funds according to your own situation.