According to the agreement, nine cities including Xi, Taiyuan and Hohhot will coordinate and promote the establishment of information sharing application mechanism, mutual recognition and loan mechanism and service standard improvement mechanism. How to withdraw Xi provident fund online?
The website of provident fund business in different regions is different, and the operation process will be different. Users first log in to the local provident fund official website, then find "online business", select "online withdrawal", fill in their own relevant information according to the page prompts, and then submit the application. After the approval, you can successfully withdraw the provident fund.
Housing accumulation fund extraction process:
1. The documents prepared include the original joint card of employee housing provident fund, the original and photocopy of retirement certificate. Of course, if you are a man or a woman over 60, you don't have to provide it, but you must meet the age standard.
2. If it cannot be handled, you can entrust your spouse to handle it, but you must submit the original and photocopy of your spouse's ID card and marriage certificate; You can also entrust others to handle it. At this time, the original and photocopy of the trustee's ID card and the original power of attorney notarized by the notary office must be submitted.
3. Online direct processing is also a convenient method. If it is my first time, I must sign the "Self-help Agreement for Housing Provident Fund Business" at the bank outlets of housing provident fund business and consult the banks there for handling. After handling the banking business, you can log in to the online service hall with your personal housing provident fund account and password, and select "Retirement and account withdrawal" in the personal withdrawal business. According to the interface, click "Submit" after verification, and the business will be accepted on the spot.
4. For the withdrawal of retirement provident fund, you can also directly find your own unit at present, because now the unit will collectively handle the retirement provident fund according to the situation of the enterprise, so it will be more convenient to handle it, and the most important thing is that there is no need to delay time.
online query
Xi housing provident fund official inquiry website
Query items: provident fund information query, provident fund deposit details query, loan application query, loan information query, loan repayment information query.
Telephone inquiry
Xi 'an Housing Provident Fund Customer Service Tel: 029- 12329
Xi 'an Provident Fund General Duty Room Tel: 029-896506 12
Service time: manual service telephone: 9: 00-17: 00 on weekdays; Automatic voice service: 24 hours.
Inquiry items: housing provident fund policies and regulations, remittance of paid employee provident fund, account balance, withdrawal, loans, etc.
Inquiry items: account information such as provident fund remittance, account balance, withdrawal and loan.
service network
Xi housing fund management center
Address: Zhenxing Road, Beilin District, Xi 137 Tel: 896506 12.
Yanliang district administration department
Address: Yanliang Sub-branch of China Industrial and Commercial Bank, Yan 'an Road 15, yanliang district Tel: 86862228.
Lintong district management division
Address: Wenhua East Road, Lintong District 157 Tel: 8382773 1
Gaoling county management department
Address: No.43 Nanzheng Street, Gaoling County, China Construction Bank Tel: 869 19656.
Working hours: 9: 00 am-65438+02: 00 pm:13: 30-17: 30.
Services: provident fund information inquiry, provident fund deposit details inquiry, loan application inquiry, loan information inquiry and loan repayment information inquiry.
Co-branded card inquiry
Inquiry items: individual housing provident fund account balance and account balance, provident fund deposit and credit information inquiry.
Sms query
Service content:
Public information services include housing provident fund policy publicity and business announcements. Personalized services include account change notice, business progress and results, etc.
Charge standard:
It's free.
2021-What is the contribution ratio of Xi 'an provident fund in 2022?
1.Xi The contribution ratio of housing provident fund shall be no less than 5% for the unit and no more than 12% for the individual. The proportion of payment is determined according to the actual situation of the enterprise.
2. The payment base of the provident fund is paid according to social security wages.
(1) The employee payment base is approved according to the average monthly salary of the previous year; New employees and new employees of the employing unit shall be approved according to their starting salary in the current month.
(two) I last year's average monthly salary or starting monthly salary is lower than 60% of the average monthly salary of employees in the city last year, which is approved according to 60% of the average monthly salary of employees in the city last year; More than 300% of the average monthly salary of employees in the city last year, calculated according to 300% of the average monthly salary of employees in the city last year.
3. The following situations can be extracted:
(1) Purchase of owner-occupied housing: individual application, unit certificate, house purchase contract and invoice (see the original, keep a copy).
(2) Resignation and retirement: individual application, unit certificate, resignation and retirement approval (original and photocopy).
(3) On-the-job death: identity certificate of the entrusted extractor, certificate of the unit where the extractor works, and death certificate (original and photocopy).
(4) Self-built and self-occupied housing: individual application, unit certificate and building approval procedures (original and photocopy of the permit)
(5) Renovation and overhaul of self-occupied housing: original and photocopy of individual application, unit certificate and relevant examination and approval procedures.
(6) Exit and settlement: individual application, unit certificate and exit and settlement certificate.
(7) Repaying the principal and interest of the house purchase loan: individual application, unit certificate.
The monthly deposit of housing provident fund consists of two parts: the individual deposit of employees and the unit deposit. The monthly deposit amount is equal to the sum of the product of the monthly deposit base of employees and the deposit ratio of employees and units respectively. The deposit base, individual deposit and unit deposit are rounded to the nearest integer.
What conditions can be used to withdraw housing provident fund?
(1) Purchase, build, renovate or overhaul owner-occupied housing;
(two) to repay the principal and interest of self-owned housing loans;
(3) renting a house for self-occupation;
(4) retirement (resignation);
(five) completely or partially lose the ability to work, and terminate the labor relationship with the unit;
(6) The registered workers in this Municipality have not been re-employed for 5 years or have reached the age of 50 for men and 45 for women after terminating their labor relations with their units;
(7) Non-registered employees are not re-employed in this city after the termination of labor relations with their units;
(8) Enjoy the urban minimum living guarantee;
(nine) to go abroad or settle abroad;
(10) The employee is dead or declared dead.
Use of provident fund
First, the purchase can be directly extracted as a down payment or repayment of principal and interest.
When buying a house, many people may not choose to apply for housing provident fund loans, so they can choose to withdraw the provident fund in one lump sum, which can be used to pay the down payment for buying a house or repay the principal and interest of the mortgage.
Two, for the construction, renovation and overhaul of houses.
For building, renovating or overhauling on rural collective land, friends who normally pay housing provident fund can choose to apply for withdrawal of housing provident fund, but the total withdrawal amount cannot be higher than the total cost of building.
Third, for renting a house.
For friends who work hard in first-tier cities, the monthly rental fee is actually a big expense. Now, if necessary, you can also choose to withdraw housing provident fund to rent a house. Moreover, with the continuous relaxation of the policy, it will become more convenient to withdraw housing provident fund.
In recent years, the housing provident fund policy has been relaxed, and now some areas can also withdraw housing provident fund for the treatment of serious diseases.
Housing accumulation fund is the welfare provided by employers to employees. Many people only know that the unit has paid the housing provident fund for themselves, and they don't know much about the use of the housing provident fund. Today, I will summarize the various uses of the housing provident fund.
The most important thing about the provident fund is the need when buying a house. When buying a house, the provident fund can be directly withdrawn. Generally, you can have a certain provident fund every month. Housing accumulation fund is the welfare of employees. When buying a house, you can directly consult the personnel department of the unit.
Housing provident fund can also be used when we decorate our home, which is not well known. In fact, housing provident fund offices in various regions can apply and consult. Now the decoration of the home is not low, and it will be better for you to use the provident fund.
Many friends find it difficult to rent a house, because the monthly rent is a great burden, and now the rent is rising almost every day, and every month is not a small amount. At this time, everyone can apply to the provident fund management department as soon as possible to withdraw the provident fund and relieve their pressure.