1. Old-age insurance: the proportion of individual contributions is 8%, and the contribution base is between 60% and 300% of individual wage income. The specific payment amount is calculated according to the individual's actual wage income and payment base;
2. Medical insurance: the proportion of individual contributions is 2%, and the payment base is between 60% and 300% of individual wage income. The specific payment amount is calculated according to the individual's actual wage income and payment base;
3. Unemployment insurance: the proportion of individual contributions is 0.5%, and the payment base is between 60% and 300% of individual wage income. The specific payment amount is calculated according to the individual's actual wage income and payment base.
The new social security policy:
1, social security is uniformly collected by the tax bureau. After this year 1, the social security payment will be managed by the tax bureau, and the social security system and payment process will be clearer;
2. It is easier to transfer to social security. Social security needs to be transferred after changing jobs. If it is the same city, you can pay directly. It will be very troublesome to change jobs after moving to the city. After the new policy comes out, you can check the individual's payment status on the national social security platform, so you don't have to go around for transfer procedures.
It is easier to apply for social security. You need to provide a lot of information to apply for social security. Individuals need to provide unemployment certificates. After the implementation of the new policy, they can directly review it on the social security platform.
4. Establish a social security blacklist. This year, the new policy established a social security blacklist. Any enterprise that fails to purchase social security for its employees, fails to comply with the social security system, or forges personal information to participate in insurance will be included in the social security blacklist.
Social security payment:
1. If the employee goes to the employer for employment, the employer and the employee shall jointly pay, and the social insurance premium that the employee should pay shall be withheld and remitted by the employer;
2. Employees who are not employed by employers can pay social insurance premiums directly to the social insurance premium collection agency as flexible employees, but they can only pay non-basic old-age insurance premiums and basic medical insurance premiums.
To sum up, social insurance is a statutory insurance system enforced by the government through legislation, which uses insurance to deal with the specific social risks faced by workers and provide them with basic income protection when they temporarily or permanently lose their labor ability and income.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.