This fee refers to the fee for the bank to entrust other units to investigate your personal funds and credit. Now car loans should rarely charge this fee. I suggest you ask the bank or car dealership directly, which should be deductible!
2. What is the credit information fee and information pad fee TM of automobile mortgage?
You must have paid an inexplicable fee to guarantee the company. In fact, you can get a bank loan without these fees, but the hidden rule of the market is that there is no way. You should talk to him and save it.
Third, the credit fee for the loan to buy a car
This fee is not so much stipulated by the bank as by the dealer. In fact, the handling fee for the installment car I bought is 1000 yuan. In fact, they collected all the money in 4S, so as long as you want to make a car by stages, you must do it according to their articles of association, otherwise you will not go through the staging procedures. I hope you can understand that some components are free of charge.
Fourth, do you still need to pay GPS fees and handling fees to buy a car by stages?
When buying a car, the loan fee will vary due to various factors such as vehicle type, region and fees charged by financial institutions. Generally speaking, there are the following types:
1. Performance bond The performance bond shall be charged at 3% of the loan amount, and 3,000 yuan shall be charged uniformly if it is less than 3,000 yuan. After the loan is paid off, the deposit will be refunded in full.
2. Notarized mortgage fees When handling the notarized mortgage of vehicles, you also need to pay the notarized mortgage fees around 800 yuan, with a receipt. Note that this part of the fee needs to be paid in installments of the mortgage loan.
3. Credit investigation fee Banks will conduct consultation and investigation before lending, so they will generally charge 1% of the loan amount, which varies from bank to bank. The above contents are some personal experiences, hoping to help those in need!