1. If the loan contract needs to be changed according to law, it must be agreed by both borrowers and borrowers through consultation, and a change agreement shall be signed according to law. Before the agreement is reached, the original loan contract is still valid.
2. When the guarantor loses its guarantee ability or the guarantor goes bankrupt, splits up or merges, the borrower shall promptly notify the lender, and re-provide the guarantee recognized by the lender, and go through the guarantee procedures again.
Tips:
1, in case of third-party guarantee, the terms of change shall also be agreed by the third-party guarantor according to the relevant guarantee contract;
2. For customers of China Bank Shanghai Branch, please consult the handling branch of China Bank. You can click Life-outlets in personal mobile banking of Bank of China and queue up to inquire about the outlet information of Bank of China (you don't need to log in to personal mobile banking of Bank of China).
(Answer time: August 2023 15)
The above contents are for your reference. Please refer to the actual business regulations.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.