1. If the payee's account number and account name are incorrectly filled in, the receiving bank will refund the money according to the original way after verification.
2. If the parties transfer to the wrong payee, they can contact the payee in time for negotiation.
If the other party doesn't return it, it will constitute a crime. If you are cheated, it is recommended that the parties take the time to report the case and then call the bank to report it manually.