Online: Customers who have issued sailing loans can complete the prepayment operation through BOC Personal Mobile Banking-Sailing Loan Entrance. After successful prepayment, your repayment period and date will remain unchanged, and the monthly repayment amount will be reduced.
Offline: You can download the personal mobile banking of China Bank, find the sailing loan through "Loan Record" on the homepage of the loan module, and click "Repay in advance" to repay all or part of the loan in advance.
Tips:
1. There is no penalty for repaying the sailing loan in advance (unless otherwise agreed in the contract).
2. Online prepayment, and input repayment principal. The gray "total repayment" below is the total amount including principal and interest. This data is the total amount to be deducted from the repayment card. Below "including interest payable so far" is the interest corresponding to the prepayment amount.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.