Nowadays, there are more and more college students, and many poor families can't support tuition, accommodation and so on for several years. If the family is really in difficulty, you can try to apply for a national student loan. Not only are students interest-free during their stay at school, but they can also repay after graduation. If they repay in advance during school, they only need to return the principal without interest. Then, what is the telephone number of the student loan of China Development Bank?
First, the National Development Bank student loan telephone
Student loan call center: 95593
Working hours: Monday to Friday: 9: 00 am-11:00/13: 30 pm-17: 30.
The peak loan period may be extended, depending on the actual service time. Please call 95593 for details.
Two, the National Development Bank student loan repayment method
1),110 month (the last year is1September), log in to the student online service system and check the current repayment amount. The user name of the system is the ID number of the borrower. If you forget your password, you can call 95593 to reset it.
2) During the period from 1 65438+1 October1to 65438+February 20 (September1to September 20 in the previous year), you can log in to Alipay to directly recharge your account or use the "student loan repayment" function to repay, or you can go to the nearest county-level student.
From 20 18, CDB repays by mobile phone. Log in to Alipay mobile APP, select "Life Number" on the "Convenient Life" tab, search for "Student Loan of China Development Bank", enter Alipay account number and student ID number of student loan in "Online Repayment", and repay according to the prompts.
What should I do if I forget the Alipay account of the student loan? You can solve the problem like this!
Now, Alipay has been widely used, not only in daily life, but also in student loans. A friend forgot the corresponding Alipay account after applying for a student loan. Then, what should I do if I forget the Alipay account of the student loan? Today, I will introduce the solution to you.
For students who have applied for student loans, Alipay account is a very important account, which is related to the acquisition and return of loans. Therefore, the Alipay account that forgot the student-origin student loan needs to be retrieved as soon as possible.
There are three ways to find Alipay account of student-origin student loan.
1, get it back through the contract.
After signing the student loan contract every year, everyone will receive a receipt. You can find the support account on this receipt.
2, through the student loan system to find.
If you have a computer with Internet access, you can query Alipay account through the student loan system. After entering the student loan system, click "Graduation Confirmation Application" at the lower left to find your Alipay account on the relevant page.
3. Get it back through the call center
If you can't find your Alipay account through the above methods, you can call the "95593" student loan call center and ask the staff to inquire for us.
The above answers the question of so hard to forget, the Alipay account of student-origin student loan, hoping to help you solve this thorny problem.
What is the telephone number of the national student loan?
National Student Loan Call Center Tel: 95593; Customer service hotline of China Development Bank: 86- 10-68306688. As the loan for college students' origin is also handled by China Development Bank, applicants can call the bank's customer service hotline 0 10-68306688 for information about the loan and the materials and conditions required for the loan.
Student-origin student loans generally refer to national student loans, which are bank loans led by the government, subsidized by the government, jointly compensated by finance and universities, and jointly operated by banks, education administrative departments and universities to help poor students in colleges and universities.
Borrowing students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time, repay in installments after graduation, and bear relevant legal responsibilities.
Loan form
There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
If the borrower fails to repay the loan according to the time limit and amount agreed in the repayment agreement signed with the handling bank, his breach of contract will be recorded in the credit information system of financial institutions (if it is overdue for three months in a row, it will be recorded in the bad record of the personal credit information system of the bank), and the mortgage will not be approved.
compensation policy
College graduates can enjoy tuition compensation and national student loan policy when they join the army. The amount of compensation for tuition fees or principal and interest of national student loans per academic year shall not exceed 6000 yuan; If the tuition fees actually paid by graduates or the principal and interest of national student loans are higher than 6000 yuan, compensation or compensation shall be made according to the amount of 6000 yuan per year; Less than 6000 yuan, in accordance with the principle of high tuition fees and national student loans, compensation or compensation.
The specific standards for tuition compensation and loan compensation during school before enlistment are the same as those for fresh graduates. At the same time, the state gives tuition subsidies to college students who apply for retirement and resumption of study. The maximum tuition fee is 6,000 yuan, and the annual tuition fee is 6,000 yuan, and the actual subsidy is less than 6,000 yuan.
Student loans shall be subject to the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and shall not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians). The interest actually repaid by students after graduation shall be implemented according to the interest rate of the same period of the year.
Student loan service hotline
National unified student loan service hotline 95593
First, the national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.
Second, the national student loan is a bank loan led by the government, subsidized by the government, jointly compensated by finance and universities, and jointly operated by banks, education administrative departments and universities.
3. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.
Four. 2065438+On July 20th, 2005, the Ministry of Education and other departments jointly issued "Several Opinions on Perfecting the National Student Loan Policy". According to the Opinions, in order to effectively reduce the financial burden of borrowing students, the longest loan period is extended from 14 to 20 years, and the grace period for repayment of principal is extended from 2 years to 3 years. The loan interest of students during their school days will be fully subsidized by the government.
5. On July 2, 2020, the Ministry of Education, the Ministry of Finance, the People's Bank of China and the China Banking Regulatory Commission jointly issued the Notice on Adjusting and Perfecting the Relevant Policies of National Student Loan (No.4 [2020] of National Student Loan), which clearly adjusted the relevant policies of student loan from three aspects: repayment grace period, loan term and loan interest rate.
Six, there are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
Seven, public full-time colleges and universities should actively implement the national student loan policy, and cooperate with cooperative banks to handle national student loans for poor students in colleges and universities. In addition, some private colleges and universities have launched national student loans, and students should pay attention to the relevant statements in the school enrollment brochure or admission notice.