What are the main means of fraud by using fake real estate licenses?
1. In the house buying and selling activities,
The seller uses fake real estate license to deliver, and the buyer regards the delivery of real estate license as the delivery of house ownership. In the case that the real estate license is false, the buyers will suffer losses because they can't get the house after paying the money.
2. In housing mortgage loan activities.
If the mortgagor uses a fake real estate license to mortgage, the mortgagee regards obtaining the mortgagor's real estate license as the establishment of the mortgage right, and taking possession of the mortgagor's real estate license as the possession of the mortgage right. In the case that the real estate license is false, the mortgagee will suffer losses because his creditor's rights have not been fulfilled and there is actually no mortgage.
How to identify the real estate license?
Method of inquiring truth and falsehood
1, online query
Click on the link of provinces and cities to enter official website, the local housing management bureau, and you need to enter the name of the property owner and the title certificate number.
2. Enquiries of the Housing Authority
If you want to inquire about the accurate information of individual property ownership certificate (including: the name of the owner of the house, the title certificate number, the date of registration and approval, the building area, the design purpose of the house, the source of rights, whether the house is mortgaged, whether it is sealed up, etc.), you must bring your personal identity certificate and property ownership certificate to the archives or windows of the local housing management bureau (real estate trading center, housing management bureau, housing management office) for inquiry.
Naked eye discrimination
1. Look at the appearance of the real estate license, including the cover and paper.
The real real estate license cover is hard, textured and uneven. The inner page paper adopts professional watermark paper, which is similar to the watermark of RMB. The pattern is villas and buildings, which can only be seen under the light. The cover of the fake real estate license is soft and the color is not correct, so the watermark on the paper is easy to see when it is tiled.
2, look at the anti-counterfeiting shading
Each real estate license has its anti-counterfeiting shading, mainly because the shading of the real estate license has the embossed words of "house ownership certificate", which has a strong three-dimensional effect, clear handwriting and easy identification. It is difficult to achieve the unity of color depth and color with fake real estate license.
Step 3 look at stamps
There are two main places to look at stamps. One place is the homepage stamp. The seal on the first page of the real estate license is the administrative official seal of the local real estate management department covered by the machine, while the fake real estate license is generally stamped with the official seal carved by hand. Because the paper is thin, it is easy to see the traces of the seal on the back.
Another place is the registration number. The registration number of the building below the cover of the property right certificate is printed by machine, which is linear and feels concave and convex. The registration number of the fake real estate license is stamped with a hand-carved chapter, which has no concave-convex feeling to the touch.
4. Look at the registration number and the inside page to see the postscript.
The registration number of the real estate license is printed by machine, so it feels concave and convex; The registration number of the fake real estate license is stamped by hand, and there is no concave and convex feeling. The contents of the postscript column in the three pages of the real estate license include the source of property rights and the total area; The postscript in the fake real estate license is generally blank.
Step 5 look at the details
The inner pages of the real property certificate are stitched neatly, while the inner pages of the fake property certificate are glued and stitched obviously. The hukou drawing in the real property certificate is special paper, which is thick, while the drawing of the fake property certificate is very thin, which is similar to ordinary paper.
The fundamental reason why fake real estate licenses can be used to cheat is not that fake real estate licenses are forged like real ones, but that the deceived do not understand the nature and function of real estate licenses and the legal rules of real estate transactions. Therefore, property buyers should carefully check when buying a house and strive for all measures to protect their legitimate rights and interests. If you have doubts about the real estate, you can't confirm the authenticity of the real estate license. In this case, it is best not to buy it to avoid disputes. I suggest you know these common sense before buying a house. If you don't know, you can consult a real estate lawyer, so as to ensure that you can buy a safe and satisfactory house as much as possible.