1. Is there a handling fee for early repayment of Jingdong Finance?
According to the information of JD Finance official website, there will be no handling fee for prepayment.
But according to different loan products and contracts, the specific situation may be different. It is recommended that you contact Jingdong Financial Customer Service or check the relevant terms in the contract to confirm whether there is a handling fee before the advance payment.
2. Are there any other fees for JD Finance?
According to official website information of Jingdong Finance, the loan of Jingdong Finance does not charge any prepaid fees, management fees, handling fees, consulting fees and other fees. However, if you choose to pay by installment, you need to pay a certain interest fee according to the actual situation. In addition, if you have overdue repayment or other breach of contract, you will incur certain expenses such as late payment or liquidated damages. It is recommended to read the contract carefully when applying for a loan and consult Jingdong Financial Customer Service to avoid extra expenses.
3. What is the interest charge for installment payment?
According to different loan products, loan amount, loan term and other factors, the interest expense of installment payment may be different. It is recommended that you verify the relevant fee and rate information when applying for a loan. Generally speaking, the loan interest rate of JD Finance is reasonable, which is lower than that of most banks, but the specific charges will be different according to your personal situation. If you have any questions about the interest rate and repayment plan, you can consult the customer service of Jingdong Finance or inquire relevant information through its official website.