Agricultural Bank of China Kaka species:
Debit card, credit card, quasi-credit card
Debit card: A financial payment instrument issued by Agricultural Bank of China with all or part of functions such as cash deposit and withdrawal, transfer settlement, consumption and wealth management. It is online and recorded in real time, and overdraft is not allowed. According to different card issuers, personal cards are divided into personal cards and business cards, and personal cards are divided into ordinary cards and VIP cards (gold cards, silver cards, platinum cards and diamond cards); According to the card attribute, it is divided into main card and auxiliary card, and ordinary card can open multiple auxiliary cards; VIP card can't be attached.
Credit card: It is a credit payment tool issued by Agricultural Bank of China, which gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. It has the functions of consumer credit, cash advance and loan repayment, and enjoys the benefits of interest-free repayment and revolving credit. Personal cards are divided into personal cards and business cards according to different card issuers, among which personal cards are divided into main cards and supplementary cards, platinum cards, gold cards and ordinary cards according to different credit ratings; According to different settlement currencies, it can be divided into RMB cards and local and foreign currency cards; According to whether there is a photo of the cardholder on the card surface, it is divided into color cards and non-color cards.
Quasi-credit card: RMB credit payment instrument issued by Agricultural Bank of China, which has the functions of cash deposit and withdrawal, transfer settlement and consumption. Cardholders can also obtain certain overdraft facilities by virtue of their own credit. Quasi-credit cards are divided into personal cards and unit cards according to the different issuers; According to different credit ratings, it is divided into gold cards and ordinary cards; According to the different information carriers, it is divided into magnetic stripe card and ic chip card; According to whether there is a photo of the cardholder on the card surface, it is divided into color cards and non-color cards.