When I first came to Tianjin for an interview, the monthly salary of most companies was 4-6k, or before tax! If Beijing recruits candidates with a master's degree, Tianjin requires a bachelor's degree. The salary of big companies is higher, 8- 10k. I graduated from 17. Committed to civil servants before graduation. But missed the opportunity to enter the professional series, and the salary became 6 K. Husband/kloc-graduated in 0/4, first went to graduate school, then started a company, and his salary rose from 3k to 6.5k Therefore, our family's income is far from this 20k.
As far as our income is concerned, at the beginning of 16, with the support of his family, he bought a second-hand house in Nankai District, with a loan of 670,000 yuan and a monthly salary. I didn't have a little surplus in income and expenditure until I joined the work last year.
At the end of last year, I bought a low-priced domestic car by auction. The money comes from the bride price and my graduation savings.
In these two years, we seldom travel, have no entertainment, and don't often go out to eat and drink. It's just a normal life. 1500 monthly living expenses (food and drink) is enough, and the bulk is to buy some daily necessities, clothes and human feelings.
Now there is a baby boy at home who is less than two months old, and diapers are not a small expense.
Although our life is a little tight, we have always maintained the spirit of Ah Q mentally, and we can't envy it if we don't keep up with the pace of competition. We will integrate into this city with a fuller attitude, roll up our sleeves and work hard without sacrificing our health and maintaining a happy life.
Judging from the real estate, the current average price in Tianjin is 26,000 yuan/square meter. A house of 100 square meter needs 2.6 million yuan, with a down payment of 780,000 yuan, a monthly payment of 1 1 10,000 yuan, and a monthly income of at least 22,000 yuan to meet the bank loan conditions.
If you rent a house, the rent of the house in the sixth district of the city 100 square meter is between 2000 and 3000. However, the child does not have a school district degree. The annual tuition fee of private schools is about 6,543,800 yuan, and the annual salary is at least 6,543,800 yuan.
If you are an aboriginal, you have a house and a car, and your monthly income is 20,000, which is relatively less. But it can't generate other expenses, such as buying an improved house.
According to the data of Tianjin's salary level report (20 18), the average monthly income in Tianjin is 4209 yuan, with the mode of 2k-3k, accounting for 28.7% of the total, and the median is 3k-4.5k, accounting for 19.3% of the total. Only 2.2% of the total income reaches a monthly income of 20,000, which can be said to be an absolute high salary.
First of all, let's take a look at what the income of 20 thousand this month includes. If you include five insurances and one gold before tax, it is hardly a high income. But if it is 20 thousand after tax, not counting five insurances and one gold, it should exceed 90% people. Tianjin generally has a high provident fund, which is not a small income. After tax, 20,000 yuan will be included in the provident fund, which can reach 30,000 yuan a month. There is no pressure on mortgage or anything.
There are many high-income groups in Tianjin around me, but because private enterprises in Tianjin are not as dynamic as those in the south, they are mainly concentrated in state-owned enterprises, central enterprises and institutions. After tax, five insurances and one gold are basically above 10 thousand. High-income friends generally have these units: large high-end central enterprises, master's degree or above, and no pressure to work for more than 10,000 yuan a month for three years; The top professional doctors and teachers in Nankai Tianda earn at least 20 per year, and a doctor I know has a new plan to earn 600,000 per year. Some design institutes, with a master's degree threshold, generally earn more than 20 yuan a year after working for three years; Military research institute, municipal research institute, automobile research institute, various research institutes, the threshold of master's degree to doctor's degree varies greatly according to different positions, but the annual income is basically guaranteed to be above 15 after three years. Tanggu CNOOC, master's degree, if you go into the sea, your income will be very high, and if you don't go into the sea, you can reach the level of 20 thousand yuan per month. Large-scale high-end top three hospitals, tumor chest general hospital, etc. Some low-end top three income is not good, the threshold is from master's degree to doctor's degree, some departments need to hold professional titles for the first time, some departments will soon reach a monthly income of 20 thousand, and some need you to be promoted to attending, but the income will be high after getting up. It's not a dream to earn millions a year for cancer, but it's very tiring.
Note: The above income is not included in the provident fund. Everyone who knows Tianjin knows that these high-income groups in Tianjin pay about 5000- 10000 per month, which means that their total income will basically exceed 20,000 after three years.
It can be seen that high-income groups basically need high education except those who are self-employed to do business. Let's educate our children well.
I left Tianjin after graduating from college. First I went to England to study and work, then I went to Shanghai to work in a British company with a monthly salary of more than 30,000, and a few years later I went to work in an Italian company with a monthly salary of 50,000. Because my family was ill, I resigned and went back to Tianjin to take care of the patients.
I asked my classmates about their work in Tianjin. Basically, they are all enterprises and institutions under the Tianjin SASAC, as well as middle-level banks, and their wages must exceed 20 thousand. But they say the economic situation in Tianjin is too bad! There are few enterprises that can live well, and the ones who know bank loans best. The counter salary of most banks in Tianjin is 4/500, and they are still facing measures such as streamlining and changing jobs.
I looked at the information on recruitment websites or hunting websites, and found that the positions and corresponding salaries in Tianjin were simply too low, and the richness of positions was too weak.
There are four people in my ward. My family is the poorest. The other three are all doing business in suburban counties such as Wuqing. They also said that the economic situation in Tianjin is poor, and it is difficult to do business now.
What I know now is that doctors in general hospitals and cancer hospitals have high salaries. Ha ha!
It's nice to earn 20 thousand a month in Tianjin, typical middle class. If you don't spend too much, you can buy luxury goods appropriately, and there is no pressure to buy a car and mortgage, including if you have children. There is still a surplus every month. After all, the price of living in Tianjin is not high. I don't know how "unattainable" your life is for those who answered "Nothing left". People who earn 20,000 yuan a month in Tianjin and still say that they don't have enough money to spend probably have the following points. First, this person is an imbecile in the use and understanding of money. Second, this person really can't earn 20 thousand yuan. Third, this man is bragging to quench his thirst. so far .....
In Tianjin, the monthly income is 20,000, which is a great god level! More than 99% people
Counting the middle class, there is no problem in China's income and life, but you have to understand the reality that a serious illness can wipe out a middle class in China, which means it is also a class that can't afford to get sick. r
The basic standard of building a well-off society in an all-round way put forward by the 16th National Congress of the Communist Party of China is that the per capita GDP exceeds 3,000 US dollars, the per capita disposable income of urban residents is 6,543.8+0.8 million yuan, and the per capita net income of rural residents is 8,000 yuan. r
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I wonder if your per capita annual income is per capita disposable income. If the per capita disposable income is 20,000 yuan, personally, it is considered as a well-off living standard. The per capita annual income is 20,000, and there may be problems in ensuring basic living in first-tier cities, which is not a well-off level. But in rural life, this income standard is still acceptable. r
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In addition, for the whole country, a well-off society is by no means a simple material civilization, but also includes spiritual civilization and political civilization, as well as Engel coefficient, urban per capita housing construction area, urbanization rate, household computer penetration rate, university enrollment rate, number of doctors per thousand people, and minimum living guarantee rate for urban residents.
Twenty thousand a month? I don't have a lifetime salary. I can really fool you. The average salary in Tianjin is around 3000!
Can a person earning 3000 yuan a month survive in Tianjin?
You can drink a bowl of soybean milk and pour a bowl.