How to inquire about the monthly mortgage payment?

1. Telephone inquiry: First of all, we should know which bank approved the mortgage, then call the bank's 24-hour service hotline, select the loan-mortgage according to the voice prompt, transfer the manual service, and inform the customer service to inquire about the mortgage repayment. The customer service will let the ID number and other information in the newspaper verify the identity, inform you after confirmation, and send a text message if possible.

2. official website Inquiry: Go to the homepage of mortgage bank official website, enter the password of mortgage repayment account, and find the loan column-housing loan. On the page, you can display the monthly repayment of mortgage, such as repayment amount, repayment date, remaining loan, historical repayment record and overdue repayment record.

3. Inquiries about outlets: Generally, I need to personally bring my ID card and house purchase loan contract to the loan bank counter for inquiries. If it is inconvenient, you can entrust others to inquire, but you need to provide a power of attorney and the client's ID card. After the inquiry, I can also ask the staff to print out the details of mortgage repayment.

What is the mortgage approval process?

1. The bank collects the information of the applicant. When a property buyer applies for a mortgage and submits application materials, the bank also needs to collect other information of the applicant, such as checking personal credit records and other materials, and then send the personal information of the applicant to the audit department. It usually takes about 7 days for banks to collect and review the personal information of applicants.

2, the applicant information review. When buyers apply for a mortgage, they not only need to submit the mortgage application form, but also need to submit a series of personal materials. It usually takes about two days if it is fast, and about seven days if it is slow. However, due to the large number of people buying houses now, it may take one month to submit your information, but this queuing time will generally not exceed one month.

3. Formal approval process. After reviewing the applicant's materials, the bank will send these materials to a special approver for approval. Because the material review has been completed before, the approval process may be relatively fast, generally only taking about three days.

4. After the approval is completed, the bank officially issues loans. However, the bank does not issue loans immediately, but prints the approval notice and submits it to the bank account manager. The account manager applies for a loan from the bank loan center with the approval notice and corresponding materials. If the bank loan amount is sufficient, it can start lending in a day or so. If the loan amount is insufficient, it may take a month or even half a year.