According to the data, the problem seems to be comprehensive and has no focus.
Xinsheng is definitely not the best choice in the current product ranks.
1. Suitable insurance age, with a relatively wide range of choices.
2. The expenditure of family insurance premium should be 10%- 15% of the annual household income, and the insured amount should be set at 6- 10 times of the annual household income. But it needs to be analyzed in detail.
4. Whether there is social security, please pay attention to obtaining medical insurance and providing for the aged.
5. Under the premise of social security, plan commercial insurance, focusing on accidents and serious diseases. Social security and commercial medical insurance cannot be reimbursed repeatedly, please remember.
6. At the same time, pay attention to the protection of family members, protect the people around you as much as possible, and achieve comprehensive family protection. Otherwise, the protection will be unbalanced and the meaning of protection will be lost.
7. It is very important to give priority to ensuring the main source of family income as much as possible.
8. Recommended: Ping An guaranteed dividend insurance, Ping An universal insurance and Ping An Fu whole life insurance. .
9. Personal advice or extensive and effective communication with agents. After all, face-to-face communication is the most direct and effective. If necessary, you can also directly call the customer service phone of the relevant insurance company for verification and consultation.