What are the top ten loan platforms?
We can choose more and more online lending platforms, so what are the top ten lending platforms among these mixed lending platforms? The following platforms are ranked in no particular order, and they are all formal platforms for application. You can choose the right platform to apply according to your own situation.
First, Ant Financial Service
Ant Financial was born in Alipay's loan platform, which is mainly based on the systematic evaluation of sesame credit score as the main basis for issuing loans. The main loan products are ant flower buds and ant borrowing buds, which are the preferred online lending platform for most people.
Second, Zhaolian Finance
Zhaolian Finance is an Internet consumer finance company established by China Merchants Bank and China Unicom. The main online loan product is Zhaolian good-term loan, which can be borrowed at any time 24 hours and received in real time. According to the user's qualification, you can apply for a loan with a maximum amount of 200,000 and a maximum term of 36 months, with daily interest and flexible repayment. Users with excellent qualifications can also get interest rate concessions.
Third, Jingdong Finance
Jingdong Finance is an Internet finance company under the JD.COM Group. Users can submit materials online through JD Finance, and apply for using JD.COM white bars or JD.COM gold bars. The system will grant the credit line according to the user's qualification. It has the characteristics of online loan, unsecured, real-time examination and approval, and quick arrival, and supports installment repayment and early repayment, with daily interest.
I have used several products in business turnover before. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Share it with those in need and scan the QR code below to enter!
Fourth, the degree of Xiaoman Finance.
Du Xiaoman Finance is a formal financial company, backed by Baidu. Its personal consumer credit products include easy loans and privileged loans. Users apply online through the whole process, and the system will determine the loan amount and interest rate according to the user's qualifications. It has the characteristics of fast arrival, flexible loan, early repayment and installment repayment.
Verb (abbreviation of verb) 360 IOU
360 IOU is a loan platform for individuals and small and micro enterprises under 360. It evaluates customers' credit based on 360 big data, and provides consumer loans that arrive quickly on this basis. 360 IOUs provide loans to Chinese mainland residents aged 24 to 55. Users need to submit information such as ID card, bank card and mobile phone number online when applying, and can apply for a loan with annualized interest rate of 7.2%, loan amount of 1 200,000 yuan and repayment period of 3 months to 24 months. 360 loan approval is fast and the threshold is low.
Sixth, Suning Finance.
Suning Finance is an internet finance company under Suning Group, and its consumer credit brand is Suning's willful loan, which mainly aims at individual users, providing them with multi-scenario capital purposes such as shopping, decoration, tourism, education, car purchase, and providing inclusive finance services to consumers. Users can apply for loans directly online through Suning Financial APP, and they can get a maximum loan amount of 200,000 yuan, which is fast in approval and flexible in repayment.
Seven, should enjoy the flowers.
Yi Xianghua is an online credit loan product launched by Hainan Yixin Pratt & Whitney Co., Ltd., which provides loan services to Chinese mainland citizens aged 22 to 55. We can apply by submitting our ID card online, and the review of credit information is relatively loose. There is no serious overdue, and it can be approved within 10 minutes at the earliest, and the maximum revolving loan amount is 200,000 yuan, with the annual interest rate of 10.8%. Repayment can be divided into 6 installments and 9 installments.
Eight, Meituan Finance
Meituan Finance is an Internet finance company under Meituan. Meituan Finance provides convenient, fast and unsecured credit loan services for Meituan merchants and consumers. Users can apply for a loan online through convenient operation, and get a loan of up to 300,000 yuan with an annualized interest rate of 7.2% (simple interest). Lending can be done in 5 seconds at the earliest after approval, and repayment by installments is supported.
Nine, stage music
Staging music is a consumption staging platform under Lexin. Submit the material application online, and the system will automatically approve the quota, the fastest 1 minute. The maximum loan for installment music is 200,000 yuan, and the interest-free loan within 30 days is 654.38+0,000 yuan. You can choose to repay in multiple installments.
Ten, comfortable flowers
Anyihua is a loan platform under the immediate consumer finance company. Users can apply online, and the system will quickly approve according to their credit status. The annualized interest rate is between 7.2% and 24%, and the maximum loan is 200,000. The credit line can be circulated once, and the fastest loan is 1 minute. Repayment can be flexibly phased.
A little money is badly needed. Which loan platform is better for the next repayment?
Which method is the best for online loan:
1, money to spend. Youhuahua is a personal credit loan brand under Xiaoman Finance. Youhuahua is open to the public for loan qualifications. Non-student groups above 18 can apply for loans by themselves through Youhua APP. Users only need to provide their own ID card and bank card to complete the authentication, and the system can borrow money after reviewing the credit limit.
2. Microfinance. Micro-loan is a loan product of Tencent Group. Users can borrow up to 200,000 yuan, which is an unsecured credit loan. You can check the amount in WeChat wallet or QQ wallet.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. Money spent-full easy loan, the maximum loan amount is 200,000 (click the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
Which bank is good for personal loan?
It is recommended to choose formal channels to handle loans. If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through the mobile banking app, or you can check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.