The starting point for customers to consider is now, but insurance is bought for the future. Therefore, some problems need to be considered in an abstract and long-term way.
There is no comparability between different types of insurance, which is a misunderstanding.
It is very important for customers to mainly consider their own needs. Popular insurance consumption, seemingly correct, is actually a mistake in itself. Insurance itself is the avoidance of future risks and the expectation of future life. It really belongs to the mode of private tailor. It is really important to know your own needs instead of blindly following others, which can avoid many misunderstandings.
Knowing your own consumption level is also a decisive factor, that is, the actual situation of premium.
After that, you should know the product form, not just list this information. Different product models have their own characteristics, but there are trade-offs behind each characteristic. Customers can't want everything. This is a process of discussing trade-offs with professional brokers.
In fact, the product doesn't matter whether it is good or bad, because it is the same for all customers. The key is how to plan the product and the future interests of customers can be relatively optimal. This is a key.
Insurance products, in addition to the product itself, customers also need to consider the professional factors of the agent's integrity and the size of the insurance company.
Not cheap for no reason, nor expensive for no reason. The market is fair. However, sometimes, customers don't understand clearly, thinking that they have picked up a bargain or suffered a loss. In fact, to be simple, it is most important to recognize the truth.
Choosing what suits you is the right choice.
Insurance is based on protection, and everything else is secondary. If the former's protection interests are not satisfied, any other interests are empty talk, and customers who pursue profits or return capital will find trouble for themselves.
It is suggested to make a choice after investigating the agent, insurance and rational cognition.
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