Online lending platforms that can borrow money are:
1, money to spend.
2360 IOUs.
3.JD.COM gold bars.
4. Ctrip Finance.
5. Flower duck borrows money.
6. Consumer finance immediately.
7. White cat loan.
8. Central Plains consumer finance.
9. Alipay loans.
10, Suning Consumer Finance.
These platforms have corresponding credit loan products, and customers can choose their own operating applications. Of course, whether they can get the loan amount depends on the audit results of the system. The comprehensive qualification of customers needs to meet the requirements. The better the qualification, the higher the loan amount.
Although these lending institutions can apply for loans, they have higher requirements for customers' comprehensive qualifications, and they can't get loan quotas casually.
Even so, customers should choose genuine lending institutions as far as possible when applying for loans. Although their audit efforts are relatively strong, they can effectively prevent customers from encountering regular loans and will not be defrauded by illegal platforms.
Ranking of formal lending platforms with low interest rates: these five quick loans are convenient.
Although there are many loan platforms on the market, not every one can meet the needs of borrowers. For example, many people pay more attention to loan interest and platform security, and usually choose a formal loan platform with low interest. Here, I have compiled a ranking of formal lending platforms with lower interest rates. The five platforms on the list are all products of licensed financial institutions, and they can borrow quickly at a low threshold. Let's have a look.
Ranking of low-interest formal lending platforms
1, comfortable flowers
Immediate financial pure credit loan, online application for the whole process, can provide a maximum loan amount of 200,000 yuan, the longest period can be divided into 12, and the lowest daily interest rate is 18~55 years old. You only need to provide your mobile phone number, ID card and bank card to complete the real-name authentication, and you can get the money on the day when the general loan passes.
2. Doudou money
Have a formal financial license to provide unsecured credit loans to borrowers aged 22-55 with good credit and stable repayment ability. The annualized interest rate is 7%-24%, and the daily minimum interest of the loan 1 10,000 yuan is less than 20,000 yuan. Specifically, the system implements differentiated credit granting and pricing, and the system automatically approves loans without manual return visits.
3. Ctrip Finance
There is a personal credit loan, which can provide a maximum amount of 200 thousand. The annualized interest rate is so low, the specific amount and interest rate vary according to the qualifications of borrowers. There is no mortgage guarantee, just fill in personal information and submit it. After passing the system audit, the loan can be released in 60 seconds at the earliest.
4360 IOUs
The online loan products of 360 entities can be borrowed by credit without mortgage guarantee, with a maximum amount of 200,000 and an annualized comprehensive interest rate of 9%. 65,438+08-55 non-university students, who have stable jobs and incomes, can apply with their mobile phone numbers and ID cards, and the results can be obtained in a few minutes at the earliest.
5.JD.COM gold bars
The credit loan of Jingdong Finance is more reliable for regular licensees. The borrower has a real-name registration system account in JD.COM and a bank card, so he has the opportunity to open it, with a maximum amount of 200,000 yuan. The annualized interest rate is so low that it can be automatically approved through the loan application system, and you can get the money in a few minutes at the earliest.
The above is the introduction of "Ranking of Regular Lending Platforms with Low Interest Rates", and I hope it will help you.
What are the more formal platforms? These models have no pressure.
At present, there are many easy applications in the market, which directly adopt the online loan application mode, without providing mortgage guarantee, and you can borrow money entirely by personal credit. If you apply for it, you'd better choose regular institutional products. The loan period is long, which will be safer and less stressful, and will not affect your daily life and work. Friends in need can look at these models:
1, recruit a good term loan
The pure credit consumer loan under Zhaolian Finance has a maximum loan amount of 200,000 yuan and a maximum loan period of 36 months. You can apply online without mortgage guarantee. In addition to meeting the basic application conditions, if the borrower has good credit and has a mortgage, car loan or credit card under his name, it will be easier to pass the examination and the quota will be higher.
2360 IOUs
The pure credit platform of 360 Finance has the longest loan term of 12 months, the loanable amount is as high as 200,000, and the daily interest rate is as low as 18-55 years old. People with good credit information can borrow money without mortgage guarantee.
3. Arbitrary loans
Suning Finance has a pure credit loan with a maximum amount of 50,000 yuan, the longest loan term of 15 months, and the interest as low as 22-55 years old to meet the basic conditions. After submitting the loan application online, the system will automatically approve the loan.
4. Hey, salary
Haier's consumer finance platform, with a maximum amount of 200,000 yuan, can not only consume by stages, but also support credit loans. The longest loan period is 24 months, and the application conditions are very simple. The age is between 18-60 years old, with stable income and good personal credit information.
What kind of loan software are there similar to borrowing?
There are 360 loan softwares like Lending Treasure, Easy Borrowing, Daily Borrowing and Small Money. The following is a detailed introduction to these softwares:
1 360 IOU:
360 IOU is a personal and micro-credit platform under 360 Finance, which was launched in September 2065438+2006. It evaluates customers' credit based on 360 big data, and provides instant consumer loans on this basis.
2. Pat on loan:
Paipai Loan is a financial mobile phone software developed by Shanghai Paipai Loan Financial Information Service Co., Ltd. on 20 15, which has been launched in AppStore.
3. Easy to borrow:
Easy Loan is a cash loan mobile platform APP under Ningbo Yushan Ningshuang Asset Management Co., Ltd., which is a full-process online credit application based on mobile Internet in China. It adopts the big data model of the Internet, which eliminates the complicated processes and procedures of traditional financial services and aims to provide a simple, convenient, flexible and fast new loan model.
4. Borrow money every day:
Tian Tian Loan is a financial product search platform and mainstream loan platform under Hangzhou Program Network Technology Co., Ltd., which provides a large number of credit loan products.
5. Small money:
Small Money APP is a short-term small cash loan business launched by the small loan team on 20 16 in conjunction with other institutions. It provides flexible loans with a small amount of 500-5,000 yuan and a short period of 7-35 days, which mainly meets the needs of ordinary wage earners, migrant workers, self-employed, housewives, small business owners and other users for emergency turnover and small quick loans in their daily lives.
What are the top ten reliable online lending platforms? Which platform loans save money?
20 19 There are many conscience online lending platforms on the market, such as the money flower launched by Baidu, the ant loan in Alipay, and the micro-loan launched by Tencent Weizhong Bank. Usually, these loan platforms with strong background are more reliable.
Top ten reliable online lending platforms
1, money to spend
Money Flower is a loan platform owned by Xiaoman Finance, with strong background. Money can provide personal credit loan products such as all-easy loans and exclusive loans, which can meet the needs of most lenders.
Satisfied loans and exclusive loans with money are not low. The maximum amount of all-easy loans is 200,000, and the daily interest rate is as low as 0.02%. There is no handling fee. The maximum amount of exclusive loan is 300,000 yuan, and the monthly interest rate is as low as 1.00%.
2. Ants borrow it
Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is generally 0.02%-0.05%, which can be repaid with the loan.
3. Microfinance
Micro-loan is a credit loan product launched by Weizhong Bank, a subsidiary of Internet company Tencent. Small loans charge interest on a daily basis. The daily interest rate varies from person to person, and the comprehensive loan interest rate is around 0.05%.
4.JD.COM gold bars
JD.COM Gold Bar is a credit loan product launched by JD.COM. There are 500 gold bar loans in JD.COM. Adopt differentiated credit and interest rate pricing. Different users may apply for "gold bar" loans with different interest rates. The loan can be repaid in installments of 1, 3, 6 and 12 months. The actual term of a single loan is not necessarily a whole month, and interest is calculated on a daily basis.
5. Today's headlines can be borrowed with confidence
Rest assured, you can provide loans of no more than 200,000 without mortgage and guarantee. You can apply online through today's headline mobile app. Rest assured, the daily interest rate is as low as 0.03%. In other words, the loan interest of one day 10000 yuan can be as low as 3 yuan.
6. Living expenses of the American delegation
Meituan's living expenses is a loan platform launched by the Internet company Meituan. You can apply through Meituan's mobile app. At present, the living expenses of the US delegation are in the form of targeted invitations. Only invited friends can apply for the living expenses of the US delegation. In general, the initial quota for each person is 8000- 10000 yuan.
7. Zhilian Good Loan
Good-term loan is a credit loan, which is an online personal consumption loan product launched by Zhaolian Consumer Finance Company. The loan amount of Zhilian Premium Term is 654.38 yuan+0,000-200,000 yuan. The line is valid for 3 years and can be recycled within 3 years.
8360 IOUs
360 IOUs are consumer credit products under 360 Financial Group. You can borrow 360 IOUs from 500 yuan, up to 200,000. How many lines you can apply for depends on your comprehensive qualifications. The better the general qualification, the higher the line you can apply for. However, it should be noted that the interest rate of 360 IOUs will be higher.
9. Xiaomi loan
Xiaomi loan was launched on September 20 15, aiming at providing micro-credit loan services. It is a pure credit Internet loan business launched by Xiaomi Finance. At present, Xiaomi loan provides different loan quotas, and the amount that can be applied for will be different according to everyone's credit situation.
10, Ping An I Loan
Ping An Pratt & Whitney I Loan is a product of China Ping An (Group) Company, with a loan amount as high as 50,000 yuan. Ping An I Loan is a revolving loan product. Within the credit line, as long as the repayment is normal, you can refinance indefinitely, and it will not change because of the different loan lines.
To sum up, I'd like to introduce it to you. At present, the popular and reliable online lending platforms are all online lending products launched by formal financial institutions.
Which platform is more economical?
Of course, when borrowing money, users should not only consider whether the platform background is reliable, but also need multi-party judgment to make a choice. Many unreliable loan platforms will set various traps for users, which will make users feel more and more repayment pressure after the loan, and the interest will roll to the point where they can't afford it. Therefore, users must ask their own loan interest rate when lending.
The introduction of a loan platform similar to 360 and the same loan platform as 360 ends here. I wonder if you found the information you need from it?