1, online legal help can only provide general legal advice, and solving debt problems requires more professional knowledge and experience, and only professional lawyers can provide effective help;
2. Online legal services help solve debts. Although many companies appear to have legal services to help negotiate repayment, their legitimacy and credibility are not high, especially some unqualified companies, and may even defraud money through various means.
Expenses for legally handling debts:
1. The charging standard for making an appointment for lawyers to consult creditor's rights and debts is 200 yuan RMB per hour for interviews in law firms;
2. The general agent pays the lawyer's fee for the debt, and all the recovered money belongs to the creditor. Settle the actual expenses incurred in the process of debt collection according to the facts, including: investigation fees, evidence collection fees, litigation or arbitration fees in the first and second instance, execution fees, industrial and commercial fees, transportation and accommodation fees, etc.
3. The semi-risk charging creditor pays part of the service fee in advance, and then pays it according to a smaller proportion of 10%-50% of the recovered money; The actual expenses incurred in the process of debt collection shall be settled according to the facts, including investigation fees, evidence collection fees, litigation or arbitration fees in the first and second instance, execution fees, industrial and commercial fees, transportation and accommodation fees, etc. ;
4. All-risk charging creditors do not pay any fees, but pay 20%-50% of the recovered funds. The scope of application is that customers have accumulated a large number of accounts receivable over the years, and the number of debtors is large, distributed in different provinces, with different years of arrears and different difficulties in clearing debts.
To sum up, it is best to seek professional legal help to solve the debt problem. You can seek help from local legal aid centers, law firms and other institutions, and they will provide appropriate solutions according to your specific situation.
Legal basis:
Article 1 18 of the Civil Code of People's Republic of China (PRC).
Civil subjects enjoy creditor's rights according to law.
Creditor's right is the right of obligee to request a specific debtor to perform or not to perform an act based on contract, tort, negotiorum gestio, unjust enrichment and other provisions of the law.