(1) price advantage
Developers are willing to sell faster, in order to raise funds as soon as possible. When selling faster houses, real estate developers will give greater discounts on prices. Generally speaking, buying an auction house can be cheaper than buying an existing house 10% or more. Therefore, buying an auction house is actually an investment today when interest rates have been lowered again and again.
(2) Advantages of apartment design
From the market point of view, real estate developers attach great importance to design, because the quality of design directly affects the sales of products, so relatively speaking, faster houses mostly avoid the design weaknesses of existing houses in the market, because most existing existing existing houses were designed a few years ago.
(3) You can seize the opportunity to buy first and choose a good house.
People usually find that when buying a house in an existing house project, those houses with good level, good orientation, good apartment structure and good landscape are basically taken away, and the rest are more or less defective houses. Buying a house is a big deal for most families. The level, orientation and landscape of the house will directly affect the lighting and ventilation, and then directly affect the quality of life. If you buy an auction house, you can intervene when there are few buyers, take the lead in buying, and give priority to choosing a house with better overall quality.
(4) Great appreciation potential.
If you buy an auction house reasonably and appropriately, its appreciation potential is greater than that of existing houses. In some areas that have not yet formed a scale, the price of auction houses at that time was lower. With the increase of residential development, it has formed a certain scale. After various related conditions are improved, house prices will rise accordingly, and buyers of auction houses can benefit from the appreciation.
2. What are the advantages of buying an existing house?
(1) bought and lived.
Buy an existing house, you can decorate it immediately, unlike the auction house, which needs to wait until the completion acceptance. For customers who don't have a house yet, they can also save the rental fee from buying an auction house to staying.
(2) The quality is guaranteed and the purchase is practical.
Buy faster, because the house has not been built, you can't see its true face, and you can only judge it according to the architectural design and the introduction of the sales staff. If it is not professional enough, it is easy to have problems; For existing homes, you can conduct a field trip to the original factory, and the advantages and disadvantages of the house can be seen at a glance.
(3) avoid disputes
Buying an auction house is prone to unpredictable situations, which may lead to disputes with developers, such as finding that it does not conform to the design or the quality is not up to standard. , and the existing houses can largely avoid these problems. Because of this, existing home sales will become a popular trend in the future.
3. What are the advantages of the top management?
(1) The high-rise building has a good view.
Now the houses in the city are getting taller and denser. You don't like being suppressed, do you? If you live in a low-rise building, you may wake up one day and find someone smiling at you. That beautiful park already belongs to others' field of vision.
(2) High style and high taste
In addition to villas, I am afraid that few multi-storey projects dare to say that they are magnificent and have grades; At the top, the flying facade alone is enough to make people feel incomparable glory.
(3) The upper floor is well ventilated and can enjoy fresh air.
(4) High-rise buildings are convenient for property management and can enjoy high-quality life services.
(5) You can take the elevator on the top floor, which saves the fatigue and distress of climbing stairs.
(6) High-rise buildings are suitable for commercial and residential use, and the rental return rate is high.
4. Why is it better to buy multiple floors?
(1) High occupancy rate, low house price and great appreciation potential.
(2) The cost of property management is low, saving daily expenses.
(3) It is in line with the living habits of China people, and there is no risk of using the elevator, so life is convenient.
5. Where is the one-time payment cost-effective?
(1) mortgage loan procedures are complicated, and one-time payment can save a lot of trouble.
(2) At present, the interest rate of bank deposits is low, so you can't earn much interest by depositing money in the bank, and the expenses such as mortgage interest are very high. If there is no good investment opportunity, you may wish to choose a one-time payment, at least it will not devalue your assets, and even benefit you from appreciation.
(3) If you choose a mortgage loan, you will have a heavy burden of life in the future. You have to pay not only the daily expenses of your family, but also bank loans and property management fees.
(4) The mortgage real estate license is to be mortgaged to the bank, and the real ownership of the house can be obtained in time by choosing one-time payment. If you need money badly for everything in the future, you can also apply for a mortgage loan with real estate at any time to obtain the required funds. In other words, a one-time payment house can be both habitable and mortgaged at any time, which is more flexible.
6. What are the advantages of mortgage?
(1) A mortgage can make you dream about a house in yen.
If you can't mortgage and need a one-time payment to buy a house, then you need to save decades of money to own a house, but the real enjoyment time is not long. Now that you have a mortgage, you can spend tomorrow's money to realize today's dream, and a happy life comes decades earlier.
Of course, if your funds are particularly abundant and you have no other investment plans, then a one-time payment is naturally the ideal state for buying a house. But most people don't have this ability. Some people wander between buying a small house with a one-time payment and buying a big house with a mortgage. Some people are still worried about where the down payment will come from. In this case, mortgage is obviously the best way to help us realize our dreams.
Time is money.
Your money is given to the bank (deposit), and the bank has to pay (deposit interest); Similarly, if the bank gives you money (loan), you have to pay back (loan interest). Of course, this money is not for nothing, it is time, precious time. As for us in mortgage to buy a house, there is still room besides time.
(3) help to buy a really suitable house.
Many people like to change rooms step by step, but it is not particularly cost-effective. This is not only because there will be fees, taxes and other losses in the process of changing houses step by step, but also because it is a very laborious process to rent or sell the original houses. Not counting the vacant period, the management of the house and the credit of the tenant, Beijing now requires the landlord and the Public Security Bureau to sign a joint and several liability guarantee for renting a house. It is better to buy a "sustainable" house now than to be so troublesome in the future.
(4) buy a house at the right time.
In a few years, your ability to pay may improve, but house prices may also rise. However, a good house around your work area that meets your requirements and is suitable for your ability to pay is likely to have real estate for several years. If you want to buy a house, you have to wait and dare to start.
(5) Invest with the bank's money.
You have a house now? But you still have enough money to pay the down payment, don't you? That doesn't matter, you can invest with the bank's money! If you only invest your 200 thousand, there may be no business to do; But if you take this 200,000 as the down payment and then borrow 300,000 or 400,000 from the bank, you can buy a house and invest. In addition to paying back the bank loan and interest, you can also get a part of your own return, which is much higher than the profit from your investment of 200,000 yuan.
What are the benefits of a 20-year mortgage?
The longer the mortgage lasts, the less your monthly payment will be, and the less the repayment pressure will be. The money saved every month can make you live better.
8. What are the benefits of a fifteen-year mortgage?
Mortgage to the bank is to pay interest, the longer the mortgage time, the more interest needs to be paid; At the same time, because when you are in mortgage to buy a house, the property right certificate will be mortgaged to the bank, and the bank will return the property right certificate to you until you pay off the loan. That is to say, the shorter the mortgage time, the sooner you get the property right certificate, which will facilitate your disposal of your house; In addition, you can get rid of the debt burden as soon as possible by paying off the loan as soon as possible. Moreover, the monthly contribution difference between the 20-year mortgage and the 15-year mortgage is several hundred yuan. With your income, there is no problem at all.
9. Where are the houses in the city center?
(1) The land resources in the central city are limited, and the appreciation potential is huge.
(2) Urban infrastructure and living facilities are better, and home life is safer and more convenient.
(3) The rent is high, and the rate of return is high. From the current development, the investment risk is minimal.
10, where is the house in the city sub-center?
(1) The price is lower than that in the urban area.
(2) Compared with the urban area, the sub-center is quieter and the greening rate is higher.
(3) Compared with the city center, there are fewer old houses in the sub-center, which can reduce the bundling of demolition and construction in the future.
1 1, what's good about the suburban junction?
(1) has good development space and great appreciation potential.
(2) The supporting facilities are new, complete and neat, and the development speed is fast.
(3) Being close to nature can also enjoy the prosperity of downtown.
12, why do you say suburbs are good?
(1) Get close to nature and enjoy life.
(2) Affordable, you can buy a house in the suburbs if you have a house and a car in the urban area, and live a well-off life with a car and a house in advance.
(3) Urbanization is the development trend of cities. With the improvement of traffic, life will become more and more convenient.
13, what's good about the middle layer?
(1) Moderate height, quiet and safe.
(2) Broad vision, good air circulation and good lighting.
14, what's good about the top floor?
(1) Wide view, best ventilation and lighting.
(2) The price is low, and a platform is given, which can be used as a hanging garden.
(3) As urban houses are built higher and higher, Tian Tong houses are becoming more and more popular and have great appreciation potential.
15, what's good about the ground floor?
(1) Life is convenient. If you have children, it will help them grow up and cultivate a sound character. If there are old people, it will help them to participate in activities and socialize.
(2) Bring your own courtyard to increase the safety factor of your own parked vehicles and avoid worries about your work.
(3) Enjoy green and usually have your own private garden.
(4) The price is low, and it can usually be rented as an office, with high rent and great appreciation potential.
16. Why is it cost-effective to buy a high-end house?
(1) Cheap goods are not good, and good goods are not cheap. Buy the best from the perspective of investment and housing.
(2) High-grade residential areas have complete facilities, good property management, good surrounding environment, excellent apartment design and the most comfortable living.
(3) In the composition of house price, land price accounts for the largest proportion. The better the house, the more expensive the land price, and the greater the appreciation potential and speed.
(4) High-grade residence is a symbol of a person's identity, which can quickly improve your social status.
17. What are the advantages of a house with shear wall structure?
(1) has good earthquake resistance, so there is no need to worry about threats such as earthquakes.
(2) Thin wall, high outdoor rate and long service life.
(3) The space integrity is good, and there is no beam-column leakage inside and outside the room, which is convenient for decoration and indoor layout.
18. What are the advantages of a house with a frame structure?
(1) High occupancy rate and long service life.
(2) Thermal insulation and sound insulation are better than houses with strong shear structure.
19. What are the advantages of a brick-concrete house?
(1) If the price is low, the cost will be low and the house price will naturally be low.
(2) Good thermal insulation and sound insulation, and high room leaving rate.
20. What are the advantages of a house with a high occupancy rate?
Saving money, spending the same money can buy a larger usable area, which is more cost-effective, because buying a house is calculated according to the construction area, and the real living area is the usable area.
What questions do you need to ask when buying a house?
1, sales method
To buy a house, you must first ask about the way of sales and determine which area to sell. It is necessary to clarify the area of indoor buildings and the building area, which will be very different. You should know that the indoor construction area does not include the pool area, but the construction area includes the pool area.
2. The specific price of the house
When buying a house, you need to ask the specific price of the house first. Many real estate advertisements are based on the average price, which is generally different from the house you want to buy. Usually, the average price is a four-story or five-story apartment in a multi-story building. For apartments with six to eight floors of high-rise towers, the better the floor, the higher the price.
3. Delivery time and check-in time
Buying a house also needs to ask about the specific delivery time and check-in time. Many real estate projects will only give the owners an approximate delivery time in the contract, but the owners must ask about the specific time and implement it in the contract, so that the developer will breach the contract if it is overdue, and the owners can safeguard their legitimate rights and interests through legal means.
4. Residential facilities
The supporting facilities related to the community should be asked clearly, including who installed water, electricity, coal and broadband, and when they can be used. I also asked when the greening, lighting and other facilities in the community will be perfect and whether they can be used normally.