The bank card suddenly added a sum of money.
Xiao Liu, who is studying in college, encountered such a strange thing. When he got up one morning, he suddenly received a short message with a notice that 6000 yuan had arrived at the bank. I immediately asked my relatives and friends and said that I didn't turn. Reasoning, Liu Ye didn't want to understand, how can 6,000 yuan be taken for nothing? Before Xiao Liu figured out how to spend the 6000 yuan, he received a text message from an elder sister, claiming that he had transferred the wrong account.
Sorry, I accidentally transferred the money to your bank card by mistake. Please see if there is a transfer of 6000 yuan on your card this morning. Yes, there is one. I transferred money in the bank this morning, but I'm not very good at it. I made a mistake and transferred it to your card. The money was transferred to my son to pay for the tuition. The family managed to raise enough money. Can you give me my money back?
Don't worry, sister. A gentleman makes money in a right way. Don't worry, I'll turn it back right away. Thank you, little brother. I really appreciate it． You're welcome. This is what I should do. When Xiao Liu saw it, it turned out to be a wrong account. Of course, it should be "returned to its original owner". Then, under the instructions of the elder sister, Xiao Liu quietly transferred the 6,000 yuan in the bank card that was not "hot" back to the "original owner" account.
Caught in an online loan scam
Half a month later, Xiao Liu received a phone call from a strange man. The phone said that Xiao Liu borrowed money from their website. The agreed term 15 days, the principal is 6000 yuan, and the monthly interest is 2%. Now due, Xiao Liu is required to repay the principal and interest 1 * * 6060 yuan. Xiao Liu was shocked at once. I have never applied for any online loan!
Reminiscent of the "wrong account transfer" incident half a month ago, what is this? Accompanied by a friend, Xiao Liu called the police. The police collected the details of Xiao Liu's bank card funds and found that it was a company account that gave Xiao Liu 6,000 yuan that day. The police inquired about the information from the online loan company and found that half a month ago, someone did apply for a loan with Xiao Liu's identity information and photos.
It turned out that the scammer obtained Xiao Liu's personal information through illegal channels and applied for a loan from the online loan company in his own name. And the money for applying for a loan will of course go to my account. After that, the swindler asked the parties to transfer the money to himself on the grounds of transfer error.
Police tips
1. In case of remittance involving unknown funds, you should check with the bank or consult the police in time. Don't trust others and transfer or remit money blindly.
2. If someone claims that "the remittance is wrong" and asks for a refund, they should ask the other party to provide detailed information such as name, remittance and transfer details and check with the bank before refunding.
3. In daily life, we should pay attention to protecting personal information. Express orders, tickets, etc. You shouldn't throw it around at will. Don't post pictures and texts containing personal information on social media. Don't rashly fill in all kinds of "questionnaires" on the Internet, avoid the disclosure of personal information to the maximum extent, and prevent it from being used by criminals to engage in illegal activities.