Electric vehicle insurance is a way to buy auto insurance, which belongs to a new marketing model. It is a convenient way for users to buy auto insurance (commercial insurance and compulsory insurance) by telephone as the main communication mode, supplemented by Internet, fax, SMS, mail and delivery.
Operators and users consult users' information by telephone. After users inform them of relevant information, insurance companies directly contact customers through special telephones to complete major marketing processes such as insurance product promotion, consultation, quotation and policy condition confirmation.
Intermediary:
I'm afraid it's car dealers, auto repair shops, 4S shops, insurance intermediaries and other agents. Those who occupy an important position in the traditional sales model of auto insurance bear the brunt of the blowout of electric sales, especially the insurance intermediary companies specializing in insurance.
After years of establishing market share at the cost of high cost, property insurance will inevitably turn to the pursuit of profit. The extensive business model is no longer suitable for the existing market environment, so it is natural to adjust the high-cost sales channels.
With the standardization of the market and the emergence of direct sales channels such as self-built electricity sales by property insurance companies, changes in the intermediary market have begun to take place. In the second half of 2009, there were frequent equity transfer incidents among insurance intermediaries, and many insurance intermediaries, such as Dongda Insurance Broker, Sino-British Insurance Broker, Qin Tian Insurance Broker and Hengtai Insurance Broker, went public to transfer some equity. Some small and medium-sized insurance intermediaries even fell into a "bankruptcy tide".