Lacarra asked for location information.
"The channels for data leakage include external black market attacks and internal threats, among which internal threats are actually very important scenarios for data security. For example, some institutions have very valuable data, and insiders generally have legal status. However, if the data is illegally used for profit or other purposes, such incidents are more likely to occur in some enterprises with important data. " Liang Zhiyong said.
Under the regulatory requirements, financial institutions have increased their investment in mobile security.
"From the first day of the establishment of the bank, an independent big data center was established under the Ministry of Science and Technology, dedicated to data platform construction and data governance. At present, there are about 200 developers in the bank, and big data developers account for 1/3. Data is our core asset. In addition, I personally think that the investment in information security is relatively large. Although the bank has only 200 developers, it already has 20 full-time information security personnel, and the Risk Department also has a full-time anti-fraud team. They are more engaged in business security, and our technical side is more engaged in information security. Several different levels have strengthened the protection of data security. " Zhou Yong, head of the information technology department of the new bank, said at the "Financial Evolution: 20 19 Beijing Financial Technology Forum" hosted by the Beijing News.
Banks encounter internet black products and improve the level of risk control.
So, what are the main risks faced by financial institutions?
Zhu Jie, head of anti-fraud at Weizhong Bank, said that bonus hunter is no stranger to illegal banking and Internet business. Traditional banks will encounter the behavior of cheating points, while internet black products often buy coupons for e-commerce. However, when financial institutions gradually move to the mobile side, banks will have problems when they encounter internet black products. "The bank has never seen such a large account group to control the black production group, but the black production has found another big cake outside the e-commerce. Traditionally, banks need to provide valid identity documents for mobile phone verification and voucher collection. Internet black products can often be bypassed by a large number of mobile phone number resources, code receiving platforms and a large amount of identity information, and banks can only adopt new ways to confront them. "
Dong Zhiqiang said that at present, with the beginning of the mobile network era, mobile security, cloud security and data security have become the focus of protection. At the same time, banks will also face new threats in voice payment and face payment, such as AI forged voice and AI forged face attack. How to effectively protect this new type of attack also needs constant research by banks and other institutions.
Related Q&A: How long will the installment music overdue call the address book family? Usually, if the installment borrower fails to repay the loan within a week or so, the online loan official will call the contact person in the address book. If at the early stage of overdue, the online loan official will also call the contact person to help repay the loan if the borrower cannot be contacted. If the contact in the address book is a family member, the phone number of the family member will be dialed first. If the installment music is overdue for more than 3 days, you will call the contact person. However, the specific time of calling is judged according to the overdue amount of the borrower. If the loan amount is small, it is mainly to call the borrower for collection. If the installment is overdue by 1-2 days, the borrower himself will be contacted. If there is suspicion of malicious breach of contract, then installment music will start bombing the address book for collection. It is suggested to contact installment music or repayment as soon as possible after the deadline, so as to avoid the impact of collection calls on daily life. Whether it is consumption installment or cash loan, it has the characteristics of "intertemporal". More and more consumers use their future income to undertake current consumption behavior, which promotes the growth of consumer finance industry. There are very firm reasons behind this phenomenon, which can be seen from the contribution rate of consumer expenditure to domestic GDP. The phenomenon of violent collection caused by consumer credit model has become a bad loan signal in the field of consumer finance. The reporter inquired about the black cat complaints on the complaint platform and found that "harassing family members" and "violent collection" accounted for the largest proportion of the total complaints of staged music. Author: Debt Counseling Tutor Link:/question/356267915/answer/21565065438 Source: Zhihu Copyright belongs to the author. Please contact the author for authorization for commercial reprinting, and please indicate the source for non-commercial reprinting. Overdue has always been the biggest headache for all borrowers, and many people have not made a good plan when borrowing. So on the repayment date, there is no money to repay the loan. And most people don't want to tell their families about this kind of thing, so they will only choose to overdue. However, which is more serious, the scolding after the family knows or the damage to the credit information after the deadline? I believe everyone should understand that everyone should have their own answers in their hearts. First of all, I will not call the emergency contact. Although overdue behavior is not loved by the loan platform, the loan platform will not push the overdue person to a dead end. As we all know, since we already owe money, it means that we have not asked our family for help. The platform also understands this truth and will definitely not call the emergency contact. Moreover, the overdue person will be given a chance within 5 days after the repayment date. As long as the loan is repaid within 5 days, there will be no stain. Therefore, if you don't want to have problems with your credit information and don't want to be a faithless person, you must repay it in time. A temporary embarrassment is nothing, and a bright future is what everyone should pursue. Second, don't borrow money online. In my opinion, even if there is a reason to need a loan, you should not lend on the online platform. Although the online platform does not require high-speed lending, it will pay a corresponding price for its advantages, and the interest is extremely high. Although you may think that the interest rate of online lending platform does not exceed 36%, if it is compared with the interest rate of banks, it is a world of difference. Therefore, I hope that all people in the society will go to the bank for loans if they need loans, and they must repay them in time to ensure that their credit information is no problem.