I bought the car in installments, and besides the due payment, he also charged a service fee of 3000 yuan. Is this service charge necessary? Will you bargain?

There is no service charge. In fact, the handling fee has become a part of the profit source of 4S stores, sales consultants and even financial institutions. Even some officially declared discount loan policies need to transfer the discount cost to consumers through handling fees.

Car installment:

It is to divide users into several periods and pay in batches every month. Installment payment is a hot spot in the current automobile market. In the current market environment of car fans, installment payment is regarded by many businesses as an effective means to seize market share.