I'm not from Xinxiang, but the process of student loans is similar everywhere. Set up a student financial assistance management center in your place (usually in the education bureau or school), and the staff will guide you to apply for a loan and answer your loan conditions.
I hope the advice can help you.
Second, the application process of student-origin student loan?
1. Enter the student online service system () and register users.
2. After successful registration, log in to the system, click "Add" in the "Loan Application" and fill in the application information, or the staff of the financial aid center will fill in the student loan management system of the student source according to the materials provided by the students.
3. After submitting the application information, export the loan application form and sign it for confirmation.
4. Bring the application materials and * * * to the county (city, district) provident fund center to apply for a loan and sign a contract (both parties must be present in person), and get a loan acceptance certificate.
5. After the college reports, bring the loan acceptance certificate to the school financial aid management center (or relevant departments) and ask the teacher of the school financial aid management center to input the collection information into the student loan management system ().
6. 3-5 days after signing the contract, log in to Alipay account, modify the password (Alipay password is randomly generated and attached to the dotted line of the acceptance form, please cut it out and keep it properly), and activate the account (or uniformly activated by Alipay Center).
The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment. If the borrower (or borrower) can't come to the acceptance site, he can apply with the power of attorney of the payer (or borrower).
Third, how to apply for a student loan?
Nowadays, there are more and more preferential policies for college students, and the student-origin loan is well known. Everyone doesn't need to pay any interest on this loan, so do we still need to choose the green channel after handling the student loan?
First, arrange according to your own situation. Nowadays, many college students will choose to apply for student-origin student loans, and they have a certain understanding of the green channel of student-origin student loans. The green channel means that when we apply for a loan, if the relevant credentials given by the bank have not come out, that is to say, the relevant data or materials have not been distributed to the students, but at this time, everyone has found that the school is about to start. At this time, everyone can choose the green channel. If it is close to your own start time, but the application is not approved, you can choose the green channel. If the time is long, you don't need to choose the green channel.
Secondly, according to the disbursement time of the loan, Bian Xiao actually thinks that most students don't need to choose the green channel, because the bank actually cooperates with relevant universities, and most students have already put money into their bank cards before the start of school. However, if your school starts for a long time, the time of bank funding will also be stipulated according to the time of college opening. Generally speaking, the time allocated for this money will not be too long before the students start school, about a week. Therefore, it is absolutely unnecessary for everyone to choose the green channel, and it is time-consuming to choose the green channel.
Three. Conclusion So, according to Bian Xiao's analysis above, I believe many students already know that if you need money urgently, you can choose the green channel, and the loan will be approved soon, but in general, everyone does not need to make this choice. And when filling in the relevant information, you must be careful not to make mistakes.
4. How does Beijing apply for a student loan?
Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once during their school days, and the bank issues national student loans by stages.
National student loan application materials (1) National student loan application;
(2) A copy of my student ID card and resident ID card (minors must provide valid identity certificates of legal guardians and written opinions on agreeing to apply for loans);
(3) I explain the family's financial difficulties;
(4) Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.
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