Puyang affordable housing

With the acceleration of urbanization and rising housing prices, more and more people are facing housing problems. In order to solve this problem, the government has launched a series of housing security policies, and affordable housing is one of them. Puyang, as an important city in Henan Province, has also launched affordable housing projects, providing affordable housing options for the general public.

What is affordable housing?

Affordable housing, referred to as "central delivery room" for short, refers to affordable housing specially built for low-income families and middle-income families with government investment or financial support. The price of affordable housing is lower than the market price, which is generally about 70% of the market price. At the same time, we also enjoy government subsidies and preferential policies, such as down payment and loan interest rate.

Application conditions of affordable housing in Puyang city

Puyang city affordable housing application conditions are as follows:

1. Household registration in Puyang City, continuous payment of social insurance or personal income tax 1 year or more;

2. The per capita monthly income of the family shall not exceed 3 times of the average wage in Puyang;

3. The family has no room and no property transfer record;

4. Family members have no bad credit records.

Application Process of Affordable Housing in Puyang City

1. Online application: official website (/) of Puyang Housing and Urban-Rural Development Bureau has an application form for affordable housing. Citizens can download and fill in the application form first, and then submit it to Puyang Housing and Urban-Rural Development Bureau.

2. On-site application: citizens can also apply directly to Puyang Housing and Urban-Rural Development Bureau and submit relevant materials.

3. Review: Puyang Housing and Urban-Rural Development Bureau reviews the materials submitted by the applicants, and eligible applicants are included in the lottery list of affordable housing.

4. Shake the number: Puyang Housing and Urban-Rural Development Bureau shook the number within the specified time, and the result was announced in official website.

5. House selection: Applicants with medium lottery numbers can choose a house at the designated house sales office.

Purchase Process of Affordable Housing in Puyang City

1. Sign the house purchase contract: After selecting the house, the applicant needs to sign the house purchase contract with the house sales office and pay the down payment.

2. Apply for a loan: Applicants need to go to the bank to apply for a loan, and the loan amount is about 70% of the house price.

3. Apply for real estate license: property buyers need to apply for real estate license at the housing management office, and they can move in after receiving the real estate license.

Advantages of Affordable Housing in Puyang

1. Affordable: the price of affordable housing is lower than the market price, which is generally about 70% of the market price.

2. Government subsidy: Applicants who purchase affordable housing can enjoy the government's down payment subsidy and preferential loan interest rate.

3. Affordable housing: Affordable housing is mainly purchased by low-income families and middle-income families, which can effectively solve the housing problem.