Is the largest P2P in Hangzhou cold? What do you think of these lending platforms?

1, P2P is the abbreviation of English peer to peer lending (or peer-to-peer), which means partner to partner. Also known as Peer-to-Peer peer-to-peer lending, it is a private micro-lending model, which gathers small amounts of funds and lends them to people who need them. It belongs to a product of Internet Finance (ITFIN). It belongs to private microfinance, an online credit platform built with the help of Internet and mobile Internet technology, and related financial management behaviors and services.

2.2065438+On September 4th, 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Loan Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the P2P online lending institutions in operation to access the credit information system.

3. In the middle of June, 2020, 5438+065438+ 10, the actual P2P online lending institutions in China were completely zero.

Tips: ① The above contents are for reference only, and no suggestions are made. Related products are issued and managed by corresponding platforms or companies, and banks are not responsible for product investment, redemption and risk management. (2) There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Response time: 2021-12-31. Please refer to the latest business changes announced by Ping An Bank in official website.