There are so many banks in the market that each bank has different interest rates and specific requirements. It is difficult for lenders to choose the one that best suits their wishes. ...
Moreover, because intermediaries can form resource integration and have quantitative advantages for banks, there is room for negotiation on some controllable issues. ...
In contact with customers, that is, lenders, these people are more likely to choose intermediaries: those who are in urgent need of money to save trouble and worry, those who don't know their qualifications, and those who want low interest rates and high quotas. ...
Sometimes, after doing it, some customers will give feedback that the interest saved by the intermediary is more than the intermediary service fee paid. There are still many such cases. ...
Like real estate agents, resource integration brings quantitative advantages, thus forming scale effect, and this industry can survive.