Currently 28 years old, unmarried. What insurance to buy and which insurance company to choose? I am in Nanjing now.

Hello: I'm 28 years old, and I suggest to buy "Xiangrui Lifelong whole life insurance (dividend-sharing type) plus 09 critical illness insurance+regular cancer prevention insurance". Xiangrui pays 20 years, with an annual payment of 2,920 yuan and a guarantee of 654.38+10,000 yuan. In case of death or total disability due to accident or illness (one year later), the death or total disability insurance premium shall be paid according to the sum of the basic insurance and accumulated bonus insurance. In 2009, the payment for serious illness was paid for 20 years, and the annual payment was 2,900 yuan to guarantee 6,543.8+10,000 yuan. In case of death or total disability (one year later) due to accident or illness (this illness does not include the major illness referred to in this contract), the insurance premium for death or total disability shall be paid according to the basic guarantee. * * * Annual premium: 5820 yuan. Gradually Kangjishun Regular Cancer Insurance: It is a special cancer prevention fund, with an annual payment of 1.878 yuan, covering 20 to 80 years old and 1.000 yuan. He tracks the cost of treatment according to the multiple of 1 0,000, and can pay 308,000 yuan a year to ensure rapid treatment.