How do asset management companies deal with non-performing assets stripped by banks?

How to divest non-performing assets for restructuring? The lawyer of Shenyang Company will answer your question. The existence of a large number of non-performing assets covers up the real situation of enterprise assets and finance, which not only directly misleads the business decision of enterprises, but also puzzles the survival and development of enterprises. At this time, enterprises need to divest non-performing assets and reorganize. How to divest non-performing assets for restructuring? Lawyer of Shenyang Company will answer your questions.

First, divest non-performing assets through capital reduction.

The parent company first cleans up the assets of its subsidiaries, classifies them according to their asset status, and then divests and recovers non-performing assets, thus reducing the investment of the parent company in its subsidiaries, and the subsidiaries go through the relevant capital reduction registration procedures according to regulations.

Second, divest non-performing assets by means of asset replacement.

There are two cases: 1. The parent company replaces its excellent assets with the bad assets of its subsidiaries, which not only strips off the bad assets of the subsidiaries, optimizes the asset structure of the subsidiaries, but also reduces the complicated procedures for the company's change registration.

2. The non-performing asset management company specially established by the parent company replaces its high-quality assets with the non-performing assets of the parent company's headquarters and subsidiaries, so that the good assets and the non-performing assets can be completely separated, but the premise is that the non-performing asset management company must have good assets that can be replaced, which requires the parent company to make overall arrangements in terms of internal policies and enterprise resources.

Third, divest non-performing assets through acquisition.

There are also two ways to acquire and divest non-performing assets: first, the parent company uses monetary funds to buy non-performing assets cleared by subsidiaries. Second, the non-performing asset management company established by the parent company uses monetary funds to purchase the non-performing assets of its subsidiaries, provided that the non-performing asset management company has enough monetary funds to pay. Non-performing assets are divested through acquisition, and enterprises that sell non-performing assets will not reduce their capital.

Fourth, divest non-performing assets by investment.

This method is mainly aimed at the parent company. The parent company injects its non-performing assets (including those formed by the headquarters and those recovered from subsidiaries through capital reduction, replacement and acquisition) as investment into the non-performing asset management company specially established by the parent company.

Verb (abbreviation of verb) entrusts management to "divest" non-performing assets.

This way is to package the non-performing assets of enterprises (headquarters or subsidiaries of enterprise groups) as a whole and entrust them to non-performing asset management companies for professional management. This way does not change the ownership relationship of enterprise property, but only divests the management right of enterprise non-performing assets.