2, subscription, fill in the personal purchase information in the sales office, sign a deposit contract. Deposit is a legal creditor's right guarantee, which guarantees that the deposit should be recovered or mortgaged after the buyer and seller perform the contract.
3. When signing the contract, you should bring the information of signing the contract, such as deposit receipt, original ID card, proof of marital status and proof of income.
4. The buyer and the seller sign the contract after reaching an agreement on various issues under the notarization of a third party.
5. Loan: There are generally two ways to buy an existing house: provident fund loan and commercial loan.
6. It is also important to buy notarization insurance, house notarization and insurance.
7. Registration of property right transfer. After buying a new house, bring relevant materials to the competent department of housing property rights for property registration.
Benefits of buying an existing home
1. Buying a house is less controversial and less risky: existing houses are tangible. For property buyers, the space layout inside the house is often the biggest consideration, because this part is used the most. However, it is easy to be misled just by looking at the plan on paper or visiting the model house, and it is also easy to produce a huge gap when handing over the house.
2. Avoid uncompleted residential flats: For developers who often stop working and run, buying existing homes can be more reassuring. Buyers can observe the overall situation of the house and even experience the service of the residential property.
3. You can check in at any time without worrying about the delay in delivery: the auction house can take several years from purchase to delivery, which is prone to variables. Many developers will delay the delivery, disrupt the owner's plan, and make you pay a lot of unnecessary "costs".
4. The repossession cycle is short and the time cost is reduced: from purchase to delivery, consumers often have to wait for a year or even years, and the variables and time cost often bring pressure to buyers. If you buy an existing house, you can move in immediately after renovation, unlike the auction house, which needs to wait until the completion acceptance.
5, do the real estate license right away, don't worry about the formalities: buying an existing house, that is, buying a real estate license right away, that's a sureness, no longer have to worry about the developer's incomplete procedures, land and property rights issues, and the real estate license is the most reassuring.
6. Existing homes can find good houses: In order to ensure the smooth progress of later sales, many developers like to put good houses in the later period. For those home buyers who pursue the quality of living, sometimes it is better to slow down and wait for a good house before starting.