If you buy a car in full and there is no loan, there will naturally be no problem of credit reporting. Only when the loan is used to buy a car will the lender ask to check the lender's credit information, mainly to evaluate whether the lender can repay the loan on time. If you buy a car in full, you don't need to check the credit information, and you don't need to provide your own income certificate. You just need to swipe your card. If the economy can, it is recommended to buy a car in full. Borrowing a car is troublesome, and there is interest on the loan.
Credit investigation is an activity of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and conduct credit management. Credit investigation is an activity that a professional and independent third-party organization establishes credit files for individuals or enterprises, collects and objectively records their credit information according to law, and provides credit information services to the outside world according to law, which provides a platform for professional credit institutions to enjoy credit information.